Collateral Underwriter jobs in United States
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DHI Mortgage · 2 days ago

Collateral Underwriter

D.R. Horton, Inc., the largest homebuilder in the U.S., is currently looking for a Collateral Underwriter. The right candidate is responsible for reviewing residential real estate appraisals to identify heightened risk valuation, appraisal quality, property eligibility, and property compliance violations.

Financial ServicesMortgage

Responsibilities

Review collateral documentation daily as assigned by the Underwriting Manager, Assistant Underwriting Manager or Team Lead
Review and underwrite collateral to ensure the documentation meets investor and program criteria
Review Uniform Collateral Data Portal (UCDP) findings, address appraisal comparable selection, review for marketability and valuation acceptance, and confirm appraisal is completed to Fannie Mae or Freddie Mac standards
Review appraisal against title, flood cert, purchase agreement, etc. for accuracy & consistency
Prioritize collateral documentation reviews to meet departmental turn times
Successfully underwrite collateral documentation for loans as defined by the Underwriting Manager, Assistant Underwriting Manager or Team Lead
Ability to review other loan conditions as assigned by the Underwriting Manger
Review and respond to internal and external audits
Perform audits as required
Conducts all business in a professional and ethical manner to serve customers and increase the goodwill and profit of the company
Ability to work overtime

Qualification

Collateral documentation reviewAppraisal quality assessmentFannie Mae/Freddie Mac standardsAnalytical skillsMS Office proficiencyProfessionalismVerbal communicationWritten communicationOrganizational skillsTime managementProblem-solving skillsIntegrity

Required

High school diploma or general education degree (GED)
Three to six months of related experience and/or training
Strong verbal and written communication skills
Superb organizational skills and provide attention to detail
Solid time management skills with a proven ability to meet deadlines
Strong analytical and problem-solving skills
Proficiency with or the ability to quickly learn the organization's systems
Ability to prioritize tasks
Ability to act with integrity, professionalism, and confidentiality
Proficiency with MS Office and email required
Ability to work overtime

Preferred

Bachelor's degree from a four-year college or university preferred

Benefits

Medical, Dental and Vision
401(K)
Employee Stock Purchase Plan
Flex Spending Accounts
Life & Disability Insurance
Vacation, Sick, Personal Time and Company Holidays
Multiple Voluntary and Company provided Benefits

Company

DHI Mortgage

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DHI Mortgage Company, Ltd. provides home finance solutions for homebuyers in the United States. It is a sub-organization of D.R. Horton.

Funding

Current Stage
Growth Stage

Leadership Team

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Sonya Luechauer
President and Chief Executive Officer
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Mark Winter
CFO/EVP
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Company data provided by crunchbase