HOLT CAT · 11 hours ago
Credit Analyst
San Antonio, TX
Full-time
Hybrid
Entry, Mid Level
1+ years expHOLT CAT is seeking a Credit Analyst responsible for extending credit to customers in alignment with the Company's Credit Policy. The role involves analyzing credit data, determining credit worthiness, and managing risk associated with credit extension.
Construction
Responsibilities
Analyzes credit reporting data and financials for new and existing customers to determine credit worthiness
Assigns appropriate credit limits and any requirements or restrictions required to minimize risk
Periodically reviews customer credit limits, account status codes, and makes adjustments based on analysis of financials, payment history, and company policy
Requests and process updated credit applications on existing accounts according to the Company’s credit policy
Provides recommendations based on the assessment of new and existing customer’s credit worthiness
Requires regular and punctual employee attendance
Works safely at all times and adheres to all applicable safety policies; complies with all company policies, procedures, and standards
Performs other duties as assigned
Qualification
Required
High school diploma or equivalent required, Bachelor's Degree in Finance, Accounting or Business preferred
Minimum one year of experience required, three or more years of experience preferred
Knowledge of general accounting and billing procedures
Intermediate MS Office skills (ex. Excel, PowerPoint, Word, etc.)
Strong research, investigation skills and good judgement skills
Ability to plan, prioritize and organize effectively
Exceptional business acumen and attention to detail and accuracy
Ability to successfully influence and persuade
Ability to interact with tact and courtesy and maintain a professional manner
Strong interpersonal communication skills including both written and oral
Ability to work independently and within a team in a fast-paced, high volume environment with emphasis on accuracy and timeliness
Ability to read, write, and understand information
Preferred
Bachelor's Degree in Finance, Accounting or Business
Three or more years of experience
Benefits
Complete health care
401(k) matching & Profit-Sharing plan (ROTH and traditional)
Paid holidays
Front-loaded PTO program
Tuition Reimbursement program
Company
HOLT CAT
HOLT CAT sells, rents and services Caterpillar machines, engines and generator sets.
1001-5000 employees
Funding
Current Stage
Late StageLeadership Team
Peter J. Holt
CEO
Recent News
Business Wire
2025-10-23
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