Cypress HCM · 11 hours ago
Mortgage Loan Originator
Cypress HCM is seeking a Mortgage Loan Originator responsible for originating and managing residential mortgage loans from initial consultation through closing. The role involves advising members on loan options and ensuring compliance with mortgage regulations while maintaining a high-quality member experience.
Human ResourcesInformation TechnologyStaffing Agency
Responsibilities
Originate mortgage loans end-to-end, including prequalified, application intake documentation, and closing coordination
Advise members on loan options, rates, credit criteria, and documentation requirements
Ensure loan files are complete, accurate, compliant, and submitted within established timelines
Order and track third-party items such as credit reports, title work, appraisals, and verification documentation
Resolve common file issues (missing docs, underwriting conditions, credit/debt concerns, low appraisals)
Communicate loan status consistently with borrowers, realtors, title companies, and internal stakeholders
Maintain compliance with key mortgage regulations (RESPA, TILA, HMDA, Fair Lending) and credit union lending standards
Generate loan volume through referrals and relationship-building with realtors, attorneys, accountants, and community partners
Support monthly reporting and maintaining accurate records throughout the process
Qualification
Required
1-3 years of mortgage origination and/or residential lending experience
Strong knowledge of first and second mortgages and familiarity with secondary market guidelines
Proven ability to manage multiple loans at once, prioritize deadlines, and maintain accuracy
Confident communicator able to explain loan terms clearly and professionally
Relationship-driven mindset with experience building referral networks and driving production goals
Comfortable working in mortgage/lending systems and standard office tools