Infosys · 7 hours ago
Underwriter
United States
Full-time
Remote
Mid Level
4+ years expInfosys is a leading business process management company providing transformative services globally. The Underwriter will be responsible for reviewing loan documents and making underwriting decisions based on borrower characteristics and regulatory requirements.
ConsultingInformation ServicesInformation TechnologyIT ManagementSoftware
No H1B
Responsibilities
The Underwriter will review all loan documents and da ta in a loan file with the goal of rendering an Underwriting decision based on the loan characteristics, including but not limited to the Borrower’s ability to repay (income, employment, and assets), Borrower’s credit history, and the collateral (property). UWs are granted Lending Authority based on their experience and their performance on initial test cases
Underwrites mortgage loan applications and evaluates loans in order to maximize organizational profit and minimize risk or loss
Responsible for ensuring all documentation meets program and AUS requirements
Reviews and validates income and asset documentation
Reviews AUS findings
Issues with underwriting decision and notifications of clear to close
Reviews all credit documentation
Reviews and approves all Trusts
Ensure adherence to any client overlays
Mortgage Insurance certs
Issues, Denials, and 2nd-tier manager reviews
Suspend the file if credit decisions are unable to be rendered
Typically reports to a supervisor or manager
Qualification
Required
Bachelor's degree or foreign equivalent required from an accredited institution. Will also consider three years of progressive experience in the specialty in lieu of every year of education
At least 4 years of relevant work experience
The ideal candidate will have over three to four years of experience independently underwriting residential mortgage loans, expert analytical skills, with DU & LP experience
Underwrites mortgage loan applications and evaluates loans in order to maximize organizational profit and minimize risk or loss
Responsible for ensuring all documentation meets program and AUS requirements
Reviews and validates income and asset documentation
Reviews AUS findings
Issues with underwriting decision and notifications of clear to close
Reviews all credit documentation
Reviews and approves all Trusts
Ensure adherence to any client overlays
Mortgage Insurance certs
Issues, Denials, and 2nd-tier manager reviews
Suspend the file if credit decisions are unable to be rendered
Typically reports to a supervisor or manager
Preferred
Familiar with standard mortgage concepts, practices, and procedures within a particular field
Should have working knowledge of any Mortgage loan origination application. Preferably, the BKFS application – Empower, MSP
Relies on limited experience and judgment to plan and accomplish goals
Performs a variety of tasks
Excellent mathematical and statistical aptitude
A certain degree of creativity and latitude is expected
Company
Infosys
Infosys is a technology company that offers consulting, outsourcing, cloud infrastructure, program management, and software services.
10001+ employees
Funding
Current Stage
Public CompanyTotal Funding
$200MKey Investors
ChrysCapital
2012-12-12IPO
2008-07-10Post Ipo Equity· $200M
Leadership Team
Salil Parekh
Chief Executive Officer and Managing Director
Anant Adya
Executive Vice President
Recent News
2026-01-22
PR Newswire UK
2026-01-20
2026-01-17
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