Wintrust Financial Corporation · 11 hours ago
Loan Underwriter II
Wintrust Financial Corporation is a full-service, federally chartered lender dedicated to providing customers with a wide range of mortgage products. The Loan Underwriter II is responsible for ensuring real estate loan applications are underwritten in accordance with investor and agency guidelines, while maintaining quality standards and managing pipeline operations.
Financial ServicesWealth Management
Responsibilities
Underwrites conventional and FHA or JUMBO mortgage loans to determine acceptable compliance with relevant agency, investor and internal guidelines
Reviews all follow- up conditions from initial approval, suspension or decline for acceptability
Maintains maximum 48 hours turn time on
Ensures all loans underwritten will be eligible for sale to end investor and appropriate government agency
Responsible for support and utilization of pipeline management
Clears High Impact Alerts in fraud detection tool and monitors misrepresentation risk for all loans
Validates all AUS findings submissions to determine all requirements are met
Obtains second signature from management for all loans exceeding lending authority
Works directly with Loan Originators, LOA’s and Processors
Return of all phone calls and emails in a timely fashion
Ongoing education and training to stay current with market trends, changing guidelines and requirements
LOS data entry to provide minimum fields needed for proper reporting for data for HMDA, and other reporting
Other mortgage operations duties as need arises
Qualification
Required
5-7 years of underwriting experience
High school diploma or equivalent
Attention to detail and accuracy is a must
Ability to manage multiple tasks
Strong organizational skills
Excellent verbal and written communication skills
Advanced Computer Skills
Ability to periodically work outside regular business hours as volume dictates and to maintain required turn times
Benefits
Medical Insurance
Dental
Vision
Life insurance
Accidental death and dismemberment
Short-term and long-term Disability Insurance
Parental Leave
Employee Assistance Program (EAP)
Traditional and Roth 401(k) with company match
Flexible Spending Account (FSA)
Employee Stock Purchase Plan at 5% discount
Critical Illness Insurance
Accident Insurance
Transportation and Commuting Benefits
Banking Benefits
Pet Insurance
Company
Wintrust Financial Corporation
Wintrust Financial Corporation delivers sophisticated financial capabilities with a community bank personality across its businesses in banking, specialty finance, and wealth management.
H1B Sponsorship
Wintrust Financial Corporation has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (26)
2024 (15)
2023 (19)
2022 (27)
2021 (10)
2020 (7)
Funding
Current Stage
Public CompanyTotal Funding
$683MKey Investors
CIVC Partners
2025-05-08Post Ipo Equity· $425M
2022-06-07Post Ipo Equity· $258M
2020-05-05IPO
Recent News
2026-01-21
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2026-01-21
2026-01-03
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