FMNE Insurance · 5 hours ago
Farm Underwriter
FMNE Insurance is seeking a Farm Underwriter to join their Farm Underwriting Department. The role involves analyzing applications and endorsement requests to manage risk effectively while maintaining the company's reputation for excellent policyholder care.
Insurance
Responsibilities
Demonstrates the Company’s mission, while successfully performing its core values related to integrity, service, excellence, stability, strength, respect, and teamwork
Analyze and evaluate applications and endorsement requests to approve or decline in accordance with Company rules and guidelines
Calendar binders based on the effective date. Follow up on unanswered requests for information and expiring binders
Communicate effectively, by phone, e-mail or in writing, with agents, applicants, or policyholders regarding questions raised or submitted and/or to obtain additional underwriting information
Receive and handle unsolicited phone calls that originate outside the Company
Have occasional in-person contact with agents and policyholders concerning underwriting questions or policy changes
Assist agents in calculating quotes on new risks
Handle routine policy cancellations and, if needed, manually calculate unearned premium
Coordinate the allocation of policy premiums with the Accounting Department
Handle late and insufficient funds premium payments, which includes re-underwriting the policy file
Ensure smooth workflow and assist in training employees and/or overseeing their work as requested
Keep current on underwriting rules and regulations
Provide technical guidance to underwriters and clerical employees
Evaluate the necessity of a field inspection; request and thoroughly review field reports to analyze findings and determine the appropriate underwriting action
Regular and timely attendance in the office is an essential function of the position
Qualification
Required
High school diploma or equivalent required
Strong verbal and written communication skills, with the ability to interact professionally and effectively with agents, insured parties, and mortgagees/lienholders via phone, email, written correspondence, and in-person meetings
Proficient in using a personal computer, including familiarity with standard business software applications (e.g., Microsoft Office Suite)
Demonstrated ability to perform detailed, precise work, take ownership of responsibilities, and collaborate effectively as part of a team
Regular and timely attendance in the office is an essential function of the position
Applicants must be currently authorized to work in the United States on a full-time basis
Preferred
Associate or bachelor's degree in a related field preferred
Minimum of two years of experience in the insurance industry preferred
Completion of industry-related courses such as API, AINS, CPCU, or similar is a plus
Benefits
Comprehensive benefits package
Traditional health insurance
Generous 401(k)
Pension plan
Wellness program
Company
FMNE Insurance
FMNE Insurance (Formerly Farmers Mutual of Nebraska) provides security and peace of mind by delivering insurance products that are responsive to your needs and supported by our exceptional service and financial strength.