Consumer Underwriter jobs in United States
cer-icon
Apply on Employer Site
company-logo

CoVantage Credit Union · 20 hours ago

Consumer Underwriter

CoVantage Credit Union is seeking a Consumer Underwriter who will leverage their expertise to assist with loan requests that cannot be auto approved. The role involves evaluating loan applicants, providing guidance to staff, and ensuring compliance with relevant laws.

BankingFinancial Services
check
Culture & Values

Responsibilities

Evaluate the risk of consumer loan applicants. Analyze credit history for all applicants and analyze tax returns for self-employed borrowers to determine their eligibility to repay
Offer Member Service Representatives alternative options if the original loan request cannot be approved when possible
Provide final verification for all consumer loan applications
Provide guidance to front line staff on how to communicate to members that need assistance
Maintain knowledge of Wisconsin and Michigan laws as they pertain to loans
Provides input to management regarding possible workflow changes or improvements that could assist staff in an even more efficient manner

Qualification

Lending experienceFinancial analysisCredit analysisMicrosoft OfficeAnalytical skillsMath skillsAttention to detail

Required

High school diploma or equivalent
Working knowledge of Microsoft Office and Windows programs
A minimum of 5 years successful lending experience in the contact center or as a consumer lender
The ability to analyze detailed financial and credit data, matching member needs with an appropriate loan program and level of risk
A high degree of accuracy, attention to detail and must be analytical with solid math skills
Must be bondable

Benefits

Up to an 4% bonus of annual salary
A generous employer HSA contribution
Paid time off for community service
401k employer match of up to 200%

Company

CoVantage Credit Union

twittertwittertwitter
company-logo
CoVantage Credit Union offers a variety of personal and business banking solutions.

Funding

Current Stage
Late Stage

Leadership Team

leader-logo
Mary Prunty
Chief Financial Officer
linkedin
leader-logo
Bob Van Abel
Retired - SVP and Chief Information Officer
linkedin
Company data provided by crunchbase