Western State Bank · 14 hours ago
Commercial Banking Officer
Casa Grande, AZ
Full-time
Onsite
Senior Level
5+ years expWestern State Bank is focused on driving the growth and profitability of their commercial lending portfolio. The Commercial Banking Officer is responsible for managing commercial loans, establishing strong client relationships, and ensuring compliance with regulatory standards while supporting small to mid-sized businesses with tailored lending solutions.
Banking
Responsibilities
Originate, evaluate, and structure commercial loans including asset-based lending and small business lending products
Conduct thorough credit analysis and risk assessments to determine loan eligibility and terms
Manage and monitor the commercial loan portfolio to ensure compliance with bank policies and regulatory requirements
Develop and maintain strong relationships with existing and prospective commercial clients to identify new business opportunities
Collaborate with credit analysts, underwriters, and retail banking teams to facilitate loan approvals and service delivery
Prepare detailed loan proposals, documentation, and presentations for internal credit committees
Stay informed on market trends, economic conditions, and regulatory changes affecting commercial banking and lending
Provide ongoing support and financial advice to clients to help them manage their banking needs effectively
Qualification
Required
Bachelor's degree in Finance, Business Administration, Economics, or a related field
Minimum of 5 years of experience in commercial lending or commercial banking
Strong knowledge of commercial loan products, credit analysis, and loan portfolio management
Proven ability to assess credit risk and structure loan agreements accordingly
Excellent communication and interpersonal skills to build client relationships
Preferred
Experience with asset-based lending and small business lending in a retail banking environment
Familiarity with regulatory compliance and risk management frameworks in the banking industry
Demonstrated success in business development and client acquisition
Company
Western State Bank
Founded in 1902, Western State Bank is an employee-owned community bank with close to $2.3 billion in assets.
201-500 employees
Funding
Current Stage
Growth StageLeadership Team
Brad Jacobson
President/Chief Operating Officer
Andy Strand
Regional President / Chief Credit Officer
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