Mortgage Loan Officer/Originator jobs in United States
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INB, National Association · 2 months ago

Mortgage Loan Officer/Originator

INB, National Association is a locally owned, community-focused bank dedicated to helping individuals, families, and businesses achieve their financial goals. The Mortgage Loan Officer/Originator will examine, evaluate, and authorize or recommend approval of customer applications for various mortgage loans while providing personalized service to clients.

Banking

Responsibilities

Reviews, processes, closes and administers loan proposals
Interviews applicants and requests specified information for loan applications
Analyzes applicant financial status, credit, and property evaluation to determine feasibility of granting loan or submits application to credit analyst for verification and recommendation
Corresponds with or interviews applicants or creditors to resolve questions regarding application information
For any in-house loan a loan approval request is made to Sr. Loan Committee or Sr. Management depending upon loan amount
Ensures loan agreements are complete and accurate according to policy
Confers with underwriter to aid in resolving mortgage application problems
Analyzes potential loan markets to develop prospects for loans

Qualification

Mortgage loan processingCustomer serviceMathematical skillsOral communicationWritten communicationTechnical skillsSpreadsheet softwareWord processing softwareSales abilityProblem solvingInterpersonal skills

Required

High school diploma or general education degree (GED); or one to three months related experience and/or training; or equivalent combination of education and experience
Ability to read and comprehend simple instructions, short correspondence, and memos
Ability to write simple correspondence
Ability to effectively present information in one-on-one and small group situations to customers, clients, and other employees of the organization
Ability to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals
Ability to compute rate, ratio, and percent and to draw and interpret bar graphs
Ability to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form
Ability to deal with problems involving several concrete variables in standardized situations
Knowledge of Spreadsheet software and Word Processing software
Must possess superior people skills and sales ability

Preferred

Bachelor's degree preferred but not required

Benefits

Group Insurance Benefits and Plans
INB provides health, dental, vision, and life insurance benefits to all full-time employees.

Company

INB, National Association

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INB provides personal and commercial banking services with a focus on helping individuals and businesses thrive.

Funding

Current Stage
Growth Stage

Leadership Team

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Allen Brinkman II
Chief Executive Officer Florida
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Sarah Phalen
President and CEO
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Company data provided by crunchbase