Citizens Business Bank · 4 days ago
Credit Officer II
Santa Fe Springs, CA
Full-time
Onsite
Mid, Senior Level
$88K/yr - $125K/yr
5+ years expCitizens Business Bank is seeking a Credit Officer II with expertise in credit analysis. The role involves handling credit requests, conducting financial analysis, and providing clear credit reports while assisting junior staff in understanding the credit process.
BankingFinancial Services
Responsibilities
Complies with and stays abreast of all policies and procedures, federal and state laws applicable to the job
Provide, present and promote The Citizens Experience to all external and internal customers
Review credit request/file for completeness
Spread financial statement and/or tax returns
Evaluate a credit request and formulate questions, if necessary to complete Report of Credit Extended (RCE)
Prepare an accurate, clear and concise RCE
If credit request does not fit within the bank's standard lending policy and procedures, refer to other bank departments
Discuss credit requests with branch personnel and Credit Management Division
Assist and/or train junior credit officer/trainees to obtain/increase the understanding of the credit analysis process and improve credit skills
Other duties may be assigned
Qualification
Required
Bachelor's degree (B.A) from four year college or university
A minimum of five years related experience and/or training
Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulations
Ability to write reports, business correspondence, and procedure manuals
Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public
Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume
Ability to apply concepts of basic algebra and geometry
Ability to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form
Ability to deal with problems involving several concrete variables in standardized situations
Ability to sit and talk or hear
Ability to use hands to finger, handle, or feel
Ability to walk and reach with hands and arms
Ability to lift and/or move up to 10 pounds
Specific vision abilities required by this job include close vision
Benefits
Annual bonus
Company
Citizens Business Bank
Citizens Business Bank is a banking company that offers financial services to customers.
1001-5000 employees
H1B Sponsorship
Citizens Business Bank has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2023 (1)
2020 (1)
Funding
Current Stage
Public CompanyTotal Funding
unknown1983-04-08IPO
Leadership Team
David Brager
Chief Executive Officer
Recent News
2026-01-22
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2026-01-20
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2026-01-20
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