Bank of Hope · 20 hours ago
Loan Officer II
Los Angeles, California, United States
Full-time
Onsite
Mid Level
$75K/yr - $85K/yr
3+ years expBank of Hope is seeking a Loan Officer II to manage commercial lending activities. The role includes analyzing financial data, preparing loan presentations, and ensuring compliance with banking regulations while fostering customer relationships.
BankingFinancial ServicesInsuranceVenture Capital
Responsibilities
Keep abreast of industry changes, local economic, financial and legislative events which may have an impact on commercial lending activities
Analyze cash flow, liquidity, profitability, leverage and other financial ratios and be able to come to various conclusions, including evaluation of collateral and other relevant credit information
Prepare loan presentations that include all pertinent information associated with the overall risk of the loan, identifying the strengths and weaknesses of borrower’s surrounding credits
Recommend or deny loan requests in conformance with banking regulations and Bank’s loan policies and procedures
Gather documents to perfect the security interest in collateral, if applicable
Detect early warning signs of problem loans and immediate notification to a supervisor, Chief Credit Administrator, Loan Review, or Loan Servicing
Monitor loan covenants and conditions per loan agreement and report any violation to manager
Assist in loan closing and funding including obtaining signatures on loan documents according to the Bank’s procedures
Analyze collateral values and insurance coverage
Collect loan accounts and overdraft information
Submit reports of calls made and document customer contact
Meet customers regularly and seek opportunities to grow relationship
Conduct site visits and on-site interviews under the supervision of a portfolio manager
Comply with regulatory requirements including but not limited to: Reg B, HMDA, Bank Secrecy Act, OFAC, and USA Patriot Act, CRA, Privacy, and Security
Comply with the Bank’s security program, including but not limited to:
Review and comply with the End-User Computing Agreement
Acquire good knowledge on functions and usage of computer systems as related to the assigned job functions
Be current and knowledgeable in industry’s trend in safeguarding the Bank against confidential data leak, identity theft, fraudulent activities, and computer security threats
Reports suspicious activities to manager, Chief Risk Officer or Information Security Officer
Mentor junior lending staff
Occasional local travel is required, as may participate in client meetings with Relationship Managers
Participate in community organizations and/or events to help the Bank meet its CRA Objectives
All other reasonable duties as assigned
Qualification
Required
Minimum Education Level: Bachelor's Degree, preferably in Accounting and Finance
Minimum Job Experience: 3-5 years of commercial lending experience
Computer/software skills: Intermediate with MS Applications
Preferred
Language requirements: Korean bilingual preferred
Benefits
Bonus
Benefits
Company
Bank of Hope
Bank of Hope is a banking institution with offices across the US.
1001-5000 employees
H1B Sponsorship
Bank of Hope has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (16)
2024 (6)
2023 (9)
2022 (13)
2021 (9)
2020 (10)
Funding
Current Stage
Late StageLeadership Team
Kevin Kim
Chief Executive Officer and President
Dennis Schreyer
Senior Vice President, Corporate Banking Group, Head of Middle Market Loan Syndications
Recent News
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2026-01-17
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