Stockman of Montana · 1 day ago
COMMERCIAL LOAN OFFICER
Missoula, MT, US
Full-time
Onsite
Mid Level
3+ years expStockman of Montana is seeking a Commercial Loan Officer to manage and process commercial, agricultural, and consumer loan requests. The role involves analyzing credit requests, developing new business relationships, and representing the bank in community activities.
AgricultureBankingFinancial ServicesInsuranceReal Estate
Responsibilities
Process and approved commercial, agricultural and some consumer loan requests
Inspections and verification of collateral and evaluation of operations through field inspections
Development of new business by expanding existing relationships and calling on potential customers
Cross sell Bank products
Represent the Bank in various community activities
Ability to analyze credit requests and make sound credit decisions in a timely manner
Detailed knowledge of commercial, ag, consumer, residential (secondary market), and credit card loan programs. Adhere to Bank policies and procedures
Servicing of commercial, ag, consumer, residential and credit card customers
Collection of past due accounts; management of OREO, etc
Keep informed of SBA, FMHA, and MBOI loan programs
Ability to properly structure and price loan relationships
Jointly responsible with other officers to assist all junior lenders and loan processors
Perform field and/or business inspections of existing and potential loan customers to verify the adequacy of collateral securing the credit, as well as to evaluate the general management and condition of the operation
Qualification
Required
Strong commitment to providing exceptional customer service
Bachelor's degree in business, finance, agricultural business or equivalent education/work experience
A minimum of 3-5 years previous commercial or agricultural lending experience
Strong knowledge of analyzing credit requests, collateral analysis, proper structuring and pricing of loans and collections
Working knowledge of Word, Excel and Access
Proven ability for business development
Ability to work independently and as a team member
Demonstrated ability to provide information in concise verbal and written formats
Ability to analyze credit requests and make sound credit decisions in a timely manner
Detailed knowledge of commercial, ag, consumer, residential (secondary market), and credit card loan programs
Servicing of commercial, ag, consumer, residential and credit card customers
Collection of past due accounts; management of OREO, etc
Keep informed of SBA, FMHA, and MBOI loan programs
Ability to properly structure and price loan relationships
Jointly responsible with other officers to assist all junior lenders and loan processors
Perform field and/or business inspections of existing and potential loan customers to verify the adequacy of collateral securing the credit, as well as to evaluate the general management and condition of the operation
Preferred
Previous Credit Analyst experience
Company
Stockman of Montana
Founded in Miles City in 1953 by William Nefsy, Stockman is a Montana-born company committed to enriching the lives of Montanans and helping our communities succeed.
501-1000 employees
Funding
Current Stage
Late StageRecent News
bigskybusinessjournal.com
2025-01-23
Big Sky Business Journal
2024-04-19
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