TD · 2 days ago
Senior Compliance Business Oversight Manager - Consumer Deposits
Mount Laurel, NJ
Full-time
Onsite
Senior Level, Lead/Staff
$115K/yr - $186K/yr
10+ years expTD is one of the world's leading global financial institutions, committed to building a resilient compliance risk management function. The Senior Compliance Business Oversight Manager – Consumer Deposits will provide compliance advisory support and manage compliance risk across payment products, ensuring adherence to US consumer protection laws and regulatory expectations.
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Responsibilities
Provide compliance advisory support and manage compliance risk across payment products ensuring they comply with US consumer protection laws and regulatory expectations
Oversee, challenge and advise the business on compliance risks, ensuring issues are identified, escalating and remediated and support the fraud team as it relates to consumer deposits
Manage issues management, ongoing monitoring, policy reviews, communications, and complaints management to ensure regulatory compliance and operational excellence
Proactively advise the business of new and changed Compliance regulatory and/or policy changes
Formulate relevant and meaningful data analysis, leveraging advanced modeling and analytics, and lead on the interpretation of complex business issues, generate multifaceted insights and identify opportunities to address business regulatory requirements and issues
Contribute to the development and implementation of Compliance programs
Guide partner through the development, implementation, oversight and management of effective Compliance Programs
Prepare summaries, presentations, briefing notes, and any other required documentation to effectively report on the status of Compliance
Represent Compliance on internal or external committees relating to designated business activities as required
Deliver relevant subject matter expertise and Compliance advice to business management
Conduct meaningful analysis at the functional or enterprise level using results to draw conclusions, make recommendations, assess the effectiveness of programs/policies/practices
Maintain oversight (via review and approval) of all functions and accountabilities related to management reporting and analysis
Manage high risk initiatives and escalations; lead initiatives/guidance as appropriate
Actively assist in developing and overseeing implementation of business line policies and Compliance Team procedures
Oversee respective programs/policies/practices are well managed, meet business needs, comply with internal and external requirements, and align with business priorities
Consistently exercise discretion in managing correspondence, information and all matters of confidentiality; escalate issues where appropriate
Partner with the governance & assurance function to develop annual awareness training
Conduct enterprise wide annual risk assessment for all TD businesses
Protect the interests of the organization – identify and manage risks, and promote the prompt and thorough resolution of escalated non-standard, high risk issues
Conduct internal and external research projects; support the development/delivery of presentations/communications to management or broader audience
Actively manage relationships within and across various business lines, corporate and/or control functions and promote alignment with enterprise and/or regulatory requirements
Keep abreast of emerging issues, trends, and evolving regulatory requirements and assess potential impacts
Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite
Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation and teamwork and promotes timely communication of issues/points of interest
Provide thought leadership and/or industry knowledge for own area of expertise and participate in knowledge transfer within the team and business
Keep current on emerging trends/developments and grow knowledge of the business, related tools and techniques
Participate in personal performance management and development activities, including cross training within own team
Keep others informed and up-to-date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities
Contribute to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices
Lead, motivate and develop relationships with internal and external business partners/stakeholders to develop productive working relationships
Contribute to a fair, positive and equitable environment that supports a diverse workforce
Act as a brand ambassador for your business area/function and the bank, both internally and/or externally
Qualification
Required
Undergraduate degree or equivalent work experience
10+ years of experience
Proficient in compliance related to consumer deposit regulations
Extensive understanding of consumer banking laws and relevant regulations that govern deposit and payment products, fraud, and back office operations (such as Reg E, UDAAP, Reg Z, Reg V, DD, and CFPB guidelines)
Experience reviewing and approving policies and procedures, issues management, ongoing monitoring, and complaints management
Experience managing teams
Benefits
Health and well-being benefits
Savings and retirement programs
Paid time off (including Vacation PTO, Flex PTO, and Holiday PTO)
Banking benefits and discounts
Career development
Reward and recognition
Company
The Toronto-Dominion Bank & its subsidiaries are collectively known as TD Bank Group (TD).
10001+ employees
Funding
Current Stage
Late StageTotal Funding
$65MKey Investors
U.S. Department of the Treasury
2023-10-03Grant· $65M
Leadership Team
Brian Jacobson
Chief of Staff to the CEO, TD Bank, America's Most Convenient Bank
F
Foster Glenn
Senior Vice President Technology and Data Risk Management
Recent News
Investment News
2026-01-16
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