United Bank Corporation · 10 hours ago
Mortgage Post Closer/Loan Funding Specialist (onsite) - FT
United Bank Corporation is an innovative community bank with a long-standing history in Middle Georgia. The Mortgage Post Closer/Loan Funding Specialist is responsible for post-closing review, shipment, and funding of mortgage loan files, ensuring compliance and accuracy throughout the process.
BankingFinancial Services
Responsibilities
Review closed loan packages for completeness, accuracy, and compliance with investor and regulatory requirements; identify and resolve missing, incorrect, or deficient documentation
Coordinate with internal staff, closing agents, and other third parties to obtain outstanding documents and ensure timely shipment of loan files
Prepare and process required post-closing documents, including Transfers and Assignments, Goodbye Letters, and Insurance Endorsement Change requests
Input and validate loan data in Freddie Mac’s Selling System; resolve certification and funding issues to obtain loan purchase
Completes new loan setup forms for Silverlake loan boarding and initiate tax service setup
Monitor pipeline, shipping, funding, and post-closing exception reports to ensure timely delivery and funding of loan files
Update loan status, recording information, and document tracking within the loan origination system to maintain accurate reporting
Perform document imaging quality control to ensure closed loan files meet bank and investor standards
Prepare and submit Freddie Mac (FHLMC) quality control and audit files; maintain tracking spreadsheets and respond to audit requests
Prepare additional third-party audit files and documentation as required
Research and resolve post-closing, shipping, and funding discrepancies in a timely manner
Maintain compliance with all applicable federal and state banking laws and regulations, including but not limited to the Bank Secrecy Act (BSA)
Performs other related duties as assigned by management
Qualification
Required
High school diploma or equivalent required
Proficiency in Microsoft Excel and general computer applications, including loan origination systems, document imaging, and web-based platforms
Strong written and verbal communication skills with the ability to interact effectively with internal and external partners
High attention to detail with strong organizational and time-management skills; ability to manage multiple priorities and meet deadlines
Demonstrated analytical and problem-solving abilities
Ability to work independently with limited supervision while contributing positively to a team environment
Self-motivated, dependable, and customer-service oriented, with a commitment to delivering high-quality service to internal and external customers
Preferred
Previous mortgage post-closing, shipping, or secondary market experience
Working knowledge of investor, agency, and government loan program requirements
Benefits
Paid employee health insurance
Dental insurance
Vision insurance
Short-term disability insurance
Paid long-term disability insurance
Paid life insurance
401(k) plan with employer contributions
Employee Stock Ownership Plan (ESOP) with employer contributions
Flexible spending account (FSA)
Wellness program
Employee assistance program
Vacation time
Sick time
Paid federal holidays
Other unique perks