First Bank (FBNC) · 2 days ago
SBA Business Development Officer - Savannah, GA
United States
Full-time
Remote
Senior Level
5+ years expFirst Bank (FBNC) is seeking an SBA Business Development Officer who will network with referral sources to originate new SBA loans. The role involves understanding SBA rules, evaluating borrower credit worthiness, and maintaining relationships with borrowers and referral sources to close loans.
Asset ManagementBankingFinanceFinancial ServicesWealth Management
Responsibilities
Strong understanding of the SBA rules and regulations, including which borrowers are eligible for SBA financing, how loans can be structured and priced
Understand the bank’s SBA credit policies and lending philosophy. This includes being able to evaluate a borrower’s credit worthiness based on their management experience, repayment ability, available collateral, credit history, net worth and purpose of the loan. BDO will need to be able to outline those criteria in a loan summary format and explain why, based on the above parameters, the borrower’s credit request makes sense and should be considered by the bank
Well organized and conduct consistent calling efforts to prospect for new borrowers and referral sources. In addition, the BDO needs to continually follow up with existing loan prospects and referral sources to close loans and maintain relationships
Responsible for focusing their calling efforts on those industries that are targeted by the bank
Contributes to the overall profitability of the Bank; assists in the implementation of costs controls, income generation, and department marketing efforts
Participates in the day-to-day operations for the department as directed
Plays a positive role in the development and growth of department staff through excellent communication skills, both verbal and written
Processes, solves and answers complex customer transactions, problems or inquiries
Operates computer terminal or personal computer to process account activity, determine balances, and resolve problems within given authority
Completes annual compliance courses
Adheres specifically to all corporate policies and procedures. Also adheres to Federal and State regulations and laws; including, the Bank Secrecy Act and the Anti-Money Laundering Act
Adheres to all levels of our Service Excellence standards
Performs other duties as required
Qualification
Required
Bachelor's degree in business management, finance, accounting or related field
Minimum of 5-7 years of proven SBA business development origination success
Knowledge of SBA standard operating procedures, small business credit process, laws and regulations
Demonstrated ability to critically think, formulate and support credit decisions, and logically defend positions
Demonstrated ability to negotiate on behalf of the Bank and the borrower while appropriately balancing risk and shareholder value
Proven ability to communicate verbally and in writing with internal/external constituents
Knowledge of business and contract laws
Self-starter requiring minimal supervision
A valid driver's license is required
Preferred
Formal C&I credit underwriting training preferred (or commensurate experience)
Company
First Bank (FBNC)
Established in 1935, First Bank is now the largest independent, full-service community bank headquartered in North Carolina.
1001-5000 employees
Funding
Current Stage
Late StageLeadership Team
Richard H Moore
CEO, President and Chairman
G. Adam Currie
President
Recent News
2025-10-31
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2025-09-12
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2025-06-10
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