Apply on Employer Site

National Cooperative Bank · 2 hours ago

Financial Analyst

Hillsboro, OH

Full-time

Hybrid

Mid Level

3+ years exp

National Cooperative Bank is seeking a Financial Analyst to review and analyze annual financial statements submitted by borrowers. The role involves identifying loans in violation of covenants, submitting financial statements to investors, and assisting with special projects related to compliance and risk management.

Banking

Responsibilities

Review and analyze annual financial statements submitted by cooperative and commercial real estate borrowers

Identify loans in violation of various covenants including minimum Debt Service Coverage requirements, Assessment Receivables, reserve requirements

Create and update Watch List commentary, ensure adequate risk ratings, recommend risk rating changes, identify new risk areas or potential credit problems

Electronically submit annual financial statements to investors and respond to incoming inquiries regarding line item variances and other issues

Assist with special projects for: Investor Compliance, Risk Management, Investors, and Rating Agencies

Qualification

Financial analysisCommercial real estateMicrosoft ExcelFinancial statement reviewRisk managementLearning new softwareCommunication skills

Required

BA/BS degree (Accounting/Finance/Business preferred) or a minimum of 3 years' experience in commercial real estate or commercial banking, preferably in a financial analysis or underwriting role

3-years' experience in commercial/commercial real estate banking and/or underwriting/analysis, or an accounting/finance background

Proficient in reviewing financial statements for multiple property types (Cooperative Housing, Community Associations, and Commercial Real Estate)

Firm knowledge of Microsoft Office, specifically Microsoft Excel, Microsoft Word, and Microsoft Edge

Comfortable with learning new software systems