PointBank · 3 days ago
Branch President
Denton, TX
Full-time
Hybrid
Director/Executive
8+ years expPoint Bank is a financial institution seeking a Branch President to drive the growth of its commercial loan and deposit portfolio. The role involves soliciting new customer relationships, servicing existing portfolios, and ensuring compliance with bank policies and regulations while promoting a positive image in the community.
Financial Services
Responsibilities
Solicit, promote, market, and facilitate the overall sale of products of the bank
Contribute to the bank’s growth by the effective sale of bank services outside PointBank premises to new and existing customers with emphasis on courteous and professional service
Grow the bank’s commercial loan and deposit portfolio to meet bank goals and objectives
Service customers within existing personal portfolio
Develop new customer relationships through personal marketing efforts
Through personal marketing and networking efforts, Branch President will target, solicit, and secure commercial loan deals outside of PointBank premises to meet personal production and overall bank goals
Input and update status of all leads and working customers into CRM to track progress and performance
Typically deals with largest and most complex real estate loans including investments, development, construction loans, etc
Obtain all required documentation from the customer and perform all credit and underwriting analysis needed to prepare a complete loan request package and/or presentation in accordance with bank policies, procedures and regulations
Verifies loan documents are complete and accurate according to policy
Maximize bank profitability through appropriate pricing of loan originations, fee income, and selling of all bank products and services
Approve loans within loan policy guidelines and up to amounts allowed in lending authority limits
Requests in excess of individual lending authority will be presented by Branch President to loan committees for approval
Ensure that approved loans are processed, closed and funded in an expeditious manner
Service existing portfolio
Monitor loans to ensure proper risk rating and identify any potential problems
Monitor loan maturity report and prepare renewals if needed
Monitor past-due loan report and call customer for payment
Monitor loan ticklers/exceptions reports and contact customers for the collection of new/current financial information, insurance or other items for loan covenant monitoring as necessary
Verifies loan agreements are complete and accurate according to policy
Process and approve loan modification and collateral substitution requests
Perform loan monitoring duties for the bank to include site visits, construction monitoring, draw request, etc
Promote a positive image for PointBank and its employees in the community
Represent the bank out in the community at events, including, but not limited to, PointBank Business Breakfasts, chamber of commerce functions, mixers, charity events, golf tournaments, etc
Identify such events where there is the greatest potential to connect with potential commercial customers to develop leads
Follow up on leads with sales calls to potential customers at their place of business
Be fully cross-trained in all Banker and Teller duties to assist branch staff and customers whenever needed
Attend all meetings and complete all training required to ensure regulatory compliance
Comply with all applicable Federal and State regulations and guidance associated with the performance of your job function
Comply with all applicable BSA/AML/OFAC policies and procedures associated with the performance of your job function, including participation in required training and identifications of suspicious activity
Responsible for making suggestions to improve branch/departmental operations and overall bank
Perform other duties and assignments within the bank at Management’s request; accept periodic cross-training, work in other branches when needed
Qualification
Required
Requires a bachelor's degree in area of specialty and/or 8+ years of experience in the field or in a related area
Solicit, promote, market, and facilitate the overall sale of products of the bank
Contribute to the bank's growth by the effective sale of bank services outside PointBank premises to new and existing customers with emphasis on courteous and professional service
Grow the bank's commercial loan and deposit portfolio to meet bank goals and objectives
Service customers within existing personal portfolio
Develop new customer relationships through personal marketing efforts
Through personal marketing and networking efforts, Branch President will target, solicit, and secure commercial loan deals outside of PointBank premises to meet personal production and overall bank goals
Input and update status of all leads and working customers into CRM to track progress and performance
Typically deals with largest and most complex real estate loans including investments, development, construction loans, etc
Familiar with a variety of the field's concepts, practices, and procedures
Obtain all required documentation from the customer and perform all credit and underwriting analysis needed to prepare a complete loan request package and/or presentation in accordance with bank policies, procedures and regulations
Verifies loan documents are complete and accurate according to policy
Maximize bank profitability through appropriate pricing of loan originations, fee income, and selling of all bank products and services
Approve loans within loan policy guidelines and up to amounts allowed in lending authority limits
Requests in excess of individual lending authority will be presented by Branch President to loan committees for approval
Ensure that approved loans are processed, closed and funded in an expeditious manner
Service existing portfolio
Monitor loans to ensure proper risk rating and identify any potential problems
Monitor loan maturity report and prepare renewals if needed
Monitor past-due loan report and call customer for payment
Monitor loan ticklers/exceptions reports and contact customers for the collection of new/current financial information, insurance or other items for loan covenant monitoring as necessary
Verifies loan agreements are complete and accurate according to policy
Process and approve loan modification and collateral substitution requests
Perform loan monitoring duties for the bank to include site visits, construction monitoring, draw request, etc
Promote a positive image for PointBank and its employees in the community
Represent the bank out in the community at events, including, but not limited to, PointBank Business Breakfasts, chamber of commerce functions, mixers, charity events, golf tournaments, etc
Identify such events where there is the greatest potential to connect with potential commercial customers to develop leads
Follow up on leads with sales calls to potential customers at their place of business
Be fully cross-trained in all Banker and Teller duties to assist branch staff and customers whenever needed
Attend all meetings and complete all training required to ensure regulatory compliance
Comply with all applicable Federal and State regulations and guidance associated with the performance of your job function
Comply with all applicable BSA/AML/OFAC policies and procedures associated with the performance of your job function, including participation in required training and identifications of suspicious activity
Responsible for making suggestions to improve branch/departmental operations and overall bank
Perform other duties and assignments within the bank at Management's request; accept periodic cross-training, work in other branches when needed
Company
PointBank
PointBank is a bank providing banking, wealth management, and investment services.
51-200 employees
Funding
Current Stage
Growth StageCompany data provided by crunchbase