UsuranceAI ยท 1 day ago
Remote Senior Underwriter/ Director
United States
Full-time
Remote
Senior Level, Lead/Staff
$150K/yr - $200K/yr
10+ years expUsuranceAI is a growing insurance firm seeking a highly experienced and analytical Senior Underwriter/Director to join their commercial underwriting team. This role involves evaluating, pricing, and managing complex risks in P&C insurance product lines while maintaining strong relationships with brokers, agents, and clients.
Insurance
Responsibilities
Evaluate and underwrite complex new and renewal business in P&C insurance product lines within assigned authority levels
Conduct in-depth risk analysis, including financial review, product evaluations, legal exposures, claims history, and industry-specific hazards
Determine pricing, coverage terms, and conditions using sound judgment and actuarial input when necessary
Maintain and grow a profitable book of business while ensuring adherence to underwriting guidelines, regulatory compliance, and loss ratio targets
Monitor portfolio performance and contribute to strategic decisions on risk appetite and segmentation
Develop and maintain strong relationships with brokers, agents, and clients to understand market needs and effectively promote the company's offerings
Participate in client and broker meetings, presentations, and negotiations
Provide input on the design and enhancement of insurance products and endorsements, especially in emerging areas of product liability and IP risk
Stay up to date with market trends, industry developments, and legal/regulatory changes affecting coverage and underwriting practices
Mentor and provide guidance to junior underwriters and underwriting assistants
Collaborate closely with actuarial, claims, legal, and risk control teams to deliver comprehensive solutions
Support the development and improvement of underwriting tools, workflows, and digital underwriting processes
Qualification
Required
Bachelor's degree in Business, Finance, Risk Management, or a related field
10+ years of commercial underwriting experience, with at least 5 years focused on P&C insurance product lines
Solid understanding of underwriting principles, rating methodologies, and coverage forms related to liability and property risks
Knowledge of IP insurance exposures and intellectual property risk management (preferred but not mandatory)
Preferred
Professional designations such as CPCU, RPLU, or ARM
Familiarity with specialty or hard-to-place risks in manufacturing, tech, or life sciences sectors
Experience using underwriting platforms and tools (e.g., Guidewire, ISO, or proprietary pricing models)
Benefits
Health, dental, vision, and life insurance
401(k) with employer match
Generous PTO and paid holidays
Learning and development programs tailored for the insurance sector
A collaborative and inclusive work culture
Company
UsuranceAI
11-50 employees
Funding
Current Stage
Early StageCompany data provided by crunchbase