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Valon · 10 hours ago

Default Analyst -Bankruptcy

United States

Full-time

Remote

New Grad, Entry Level

Valon is transforming mortgage servicing and consumer direct lending with a technology-first approach. The Default Analyst of Bankruptcy will be responsible for monitoring, reviewing, and processing functions in accordance with Bankruptcy requirements, ensuring compliance with relevant regulations and assisting homeowners in default situations.

Financial ServicesFinTechReal Estate

Responsibilities

Ensure end-to-end Bankruptcy handling for Chapter 7 and Chapter 13 Bankruptcy cases

Ensure assigned bankruptcy loans are handled in accordance with Company policies and procedures, client and investor guidelines, state laws, the Federal Bankruptcy Code, and regulating agencies

Perform timely follow-up with attorneys on critical steps and request referrals on delinquent bankruptcies and status updates

Respond to attorney inquiries for additional information and escalate as needed

Audit attorney plan reviews and confirm appropriate action is being taken by bankruptcy counsel

Handle more complex tasks and manual calculations of figures. Verifies/researches borrower payment history and resolves payment posting discrepancies, insurance validation, and tax advances

Audit and review Motions for Relief, Agreed Orders, and Notices of Default for accuracy and thoroughness, and coordinate corrections as necessary on any Bankruptcy Chapters

Review and execute signature-required documents for court proceedings

Release loans to Production and/or Foreclosure upon termination of the Bankruptcy stay

Other duties as assigned

Qualification

Bankruptcy knowledgeLoan servicing experienceExcel proficiencyFinancial technology experienceAnalytics proficiencyTime-management skillsAttention to detailCritical thinkingProblem-solving skillsTeam player

Required

Thorough knowledge of loan servicing, foreclosure, and bankruptcy

Strong time-management skills, including the ability to effectively prioritize work assignments

Detail-oriented and self-motivated

Strong aptitude for assessing, understanding, and quantifying risk

Must be highly proficient in Excel and Word

Must be a team player with strong attention to detail, and be able to work independently

Proven track record of delivering timely and accurate information in a fast-paced environment

Excellent critical thinking, problem-solving, mathematical skills, and sound judgment

Status all new bankruptcy filings that are received either by US mail or electronic bankruptcy notification

Monitor the AACER Court Electronic Records website daily for updates

Review bankruptcy plans and Chapter 7 schedules

Prepare reaffirmation agreements packages and send them to the attorney for execution

Minimum education requirement: High school diploma or GED equivalent required

Preferred

Bachelor's degree preferred

Experience with a mortgage or financial technology company

Financial Services and, if possible, mortgage industry experience preferred

Strong business acumen and ability to interface with executive management

Analytics proficiency

A significant level of trust and diplomacy is required, in addition to normal courtesy and tact

Quality: demonstrates attention to detail, a high degree of self-motivation, and initiative

Exhibits confidence in self and others; inspires and motivates others to perform well, fostering sound relationships with others

Benefits

Competitive salary and 401 (k) plan

Comprehensive medical, dental, & vision benefits

Pre-tax deductions for public transportation, rideshare services, and parking expenses

Company-wide orientation for you to successfully onboard and other learning & development opportunities, including regular review cycles that feature 360-degree feedback

17 days paid time off, sick days, and 11 company holidays

12 weeks off for both birthing and non-birthing parents - fully paid