First Fidelity Bank · 5 days ago
Commercial Lender
Oklahoma City, OK
Full-time
Onsite
Mid, Senior Level
5+ years expFirst Fidelity Bank is looking for talented and enthusiastic team members with a passion for service excellence. The Commercial Lender is responsible for the acquisition, retention, and expansion of Commercial business clients, ensuring their financial needs are met and promoting new business opportunities.
BankingFinanceFinancial Services
Responsibilities
Gains complete knowledge of business and personal financial needs of 100% of assigned Commercial clients
Conducts 5-10 client/prospect ‘outside’ visits per week
Builds knowledge of all clients and prospects by completing in-depth profiling of Commercial business owners and other principals
Understands the needs of their customers, recommends the appropriate product, service or solution
Work closely with all areas of the Bank and other partners (including Retail, Professional and Executive Relationship Managers, InvesTrust, First Fidelity Financial Services, etc.) to ensure that all Commercial clients (and Business owner(s)) needs as well as cross-sell opportunities are identified and met
Work closely with the Treasury Services Manager to ensure that Commercial customers/prospects needs are properly matched with the appropriate depository, cash management, and investment needs
Ensures customer service needs of the Commercial customer are met by handling requests directly and/or by referring to the appropriate channel to best meet the customer’s needs
Proactively solicits new business relationships through aggressive calling efforts on prospects developed through referrals from existing customers, cultivation of key referral sources and prospect lists
Collects and analyzes financial and related data to determine the general creditworthiness of Commercial customer/prospects and the merits of specific credit requests
Develop information for and make loan presentations to appropriate loan committees when required
Establish and negotiate, when necessary, terms under which credit will be extended
Monitor loan repayment activities and take necessary action to collect from past due accounts
Participate in community affairs to increase bank’s visibility and enhance new business opportunities
Supervise and direct Portfolio Manager(s)
Promotes a positive spirit by contributing to balancing team and individual responsibilities
Qualification
Required
A minimum of three years of relationship management experience required (preferably to commercial or small businesses customers)
A minimum of five years of credit experience as gained through credit analyst, loan portfolio management, loan review, or equivalent positions, with proven ability to understand and analyze financial statements, tax returns and other financial documents and to make sound credit decisions
A minimum of three years of banking experience with a general knowledge of bank operations and specific knowledge of Treasury Management, depository and other products typically utilized by a commercial customer
Bachelor's degree
Excellent communication skills, including the ability to listen attentively and intuitively, with high comprehension and effectively convey a response that promotes a positive impression
Must be driven, accountable, hardworking, goals-oriented and a self-starter
Strong business development and people skills to market the bank and oneself in all situations, whether during or after business hours. This includes being able to identify banking opportunities, and if necessary, refer the client to the appropriate person
Excellent time management and organizational skills and the ability to work independently with little supervision
Ability to make sound decisions of all types, with little hesitation and after thorough consideration of relevant data
Ability to interpret financial information and data, evaluate character and capabilities of the client, and determine the value of collateral offered
Benefits
401(k) Plan with employer match
Employer contribution to medical and dental insurance (option with annual employer contribution to Health Savings Account)
Teladoc telemedicine coverage (100% employer-paid)
Vision Insurance (voluntary)
Flexible Spending Accounts (voluntary)
Group Life and AD&D Insurance (100% employer-paid)
Supplemental Life, Spousal Life, Child Life Insurance (voluntary)
Short Term Disability (voluntary)
Long Term Disability (100% employer-paid)
Accident and Critical Illness Insurance (voluntary)
Cancer Insurance (voluntary)
Employee Assistance Program (100% employer-paid)
Company
First Fidelity Bank
First Fidelity Bank is a bank that specializes in remote deposit and trust services.
201-500 employees
Funding
Current Stage
Growth StageLeadership Team
Lee Symcox
Chief Executive Officer
Scott McLaws, CPA
EVP & CFO
Recent News
The Journal Record
2025-06-11
2024-12-04
2024-12-03
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