BankWest - South Dakota · 2 months ago
Senior Commercial Credit Analyst - Pierre, Mitchell, or Rapid City BankWest Locations
Pierre, SD, United States
Full-time
Onsite
Senior Level, Lead/Staff
8+ years expBankWest is a financial institution in South Dakota, and they are seeking a Senior Commercial Credit Analyst. The role involves assisting Lending Personnel and Credit Administration in analyzing Agriculture and Commercial Credits, ensuring compliance with policies, and providing leadership and training within the Credit Analysis Department.
AgricultureBankingCommunitiesFinancial ServicesLeisureVenture Capital
Responsibilities
Responsible for reviewing Agriculture or Commercial Submission Request forms submitted to the Credit Analyst Inbox for accuracy and completeness. SCAs will return submission forms to the Lending Personnel as needed to ensure flow of credits being work continues without delays
Review and Assessment of Loan Presentations over $1 million and Loan Presentations required for Loan Committee as completed by Credit Analysts to ensure written documentation is in required format, provides all necessary information, accurate and clearly communicates analysis outcomes. SCAs will work with analysts to get presentations updated accordingly and will forward loan presentations to appropriate staff for approval
SCAs will handle the process of getting signatures for LC packages, submitting to Executive Assistants, reviewing agendas, and locking the credits in Moody's once Approved by Loan Committee. This needs to be completed each week within the timelines as required by Management
Maintain records regarding logging of analyst errors, lending submission errors, activity of credits and any other information required
Responsible for updating and maintaining records for Financial Reviews and Global Cashflows that are required to be completed annually. These records will be provided to the Credit Analyst Manager as needed
Provide leadership to the Credit Analysis Department and Lending Personnel. Assist with the development of Credit Analysts and Lending Personnel by providing guidance, training, problem solving, and review of information as needed. This may include training as assigned and specifically the training of new credit analysts
All duty requirements of the Credit Analyst III duties. SCAs will act as back up as needed to support the Credit Analysts or when the flow of credits is high, and assistance is needed
Work as a team with departmental counterparts on planning and implementing assigned projects and products
Participate on various committees and project teams as deemed appropriate by management
Attend, actively participate in organization, job specific training offered, and Quality Service programs
Adhere to all applicable Policies and Procedures of BankWest organization
Community involvement is strongly encouraged
Other duties as assigned
Qualification
Required
A Bachelor's Degree in a related field
8 years' experience in a related field
Attend 2 year training course related to position and/or career path
Experience in the credit analysis of larger, complex credit relationships using software systems
Excellent credit/financial analytical skills
Strong math and calculation skills
Ability to work dependently and/or independently, under pressure, meet deadlines, and adjust work schedules as needed to complete job responsibilities
Ability to organize and handle multiple responsibilities while delivering quality external and/or internal Customer Service
Strong interpersonal skills to ensure effective communication with external and/or internal customers
Knowledge or ability to learn regulatory requirements pertinent to performance of specified duties in job description
Knowledge of business lending underwriting skills including but not limited to analysis of financial statements, tax returns, and cashflows
Knowledge of banking terminology and procedures
Knowledge of BankWest products and services
Ability to skillfully use a variety of application software, learn computer programs, and comprehend the program output
Adhere to Federal Privacy Standards in addition to following BankWest requirements for electronic communication and Social Engineering standards
Company
BankWest - South Dakota
BankWest - South Dakota is a community bank with bsuiness, agricultural and personal banking services.
201-500 employees
Funding
Current Stage
Growth StageTotal Funding
$34.54M2025-01-24Debt Financing· $4.54M
2019-11-06Debt Financing· $30M
Leadership Team
Steve Bumann
CFO
Marc Rasmussen
SVP/Chief Credit Officer
Recent News
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