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USAA · 22 hours ago

Credit Risk Analytics Manager Lead – Reserving, Loss Forecasting, Stress Testing

Charlotte, NC - CENTS

Full-time

Onsite

Senior Level

$138K/yr - $264K/yr

6+ years exp

USAA is a financial services organization dedicated to empowering its members to achieve financial security. They are seeking a Credit Risk Analytics Manager Lead to oversee risk assessments, develop risk management frameworks, and implement advanced quantitative analyses within consumer lending portfolios. The role involves leading a team, communicating insights to senior leaders, and ensuring strong portfolio performance outcomes.

BankingFinancial ServicesInsuranceVenture Capital

No H1B

Responsibilities

Demonstrates industry leading practices and experienced analytical rigor to lead assessments of risks and opportunities across the Bank’s consumer portfolios and translate results into strategic solutions

Leads resilient, risk/return optimized, well governed Bank risk strategies across lines of defense by effectively developing and improving complex analytical frameworks, analyzing data and processes, and succinctly communicating insights to diverse and senior leader audiences

Applies expert knowledge to implement advanced quantitative analysis across departments and programs

Leads development of nuanced qualitative analysis that brings structure and clarity to ambiguous and challenging bank or enterprise problems

Provides effective challenge to risk proposals in designated risk area of credit, market, operations, product, strategic, through detailed research and vetting, using banking product, regulatory, and industry knowledge and critical thinking skills to ensure strong portfolio performance outcomes

Responsible for and leads the design and implementation of effective risk management frameworks that enable strong identification, measurement, and mitigation of risk in a complex environment

Leads the development and maintenance of comprehensive risk reporting suite in support of management and committee oversight of existing and emerging risks

Applies analytically derived insights to implement strategic decisions with significant impact to business results

Efficiently leads work results by providing thought leadership, coaching, and mentoring to team members regarding analytics and risk management

May lead implementation of advanced credit and/or financial modeling infrastructure

Qualification

CECL model developmentCredit risk performance analysisStatistical modelingAnalytical coding languagesRisk management frameworksCritical thinkingCommunication skillsMentoring

Required

Bachelor's degree. 4 additional years of related experience beyond the minimum required may be substituted in lieu of a degree

8 years experience in an analytical field or focused on leading risk management execution, advanced analytics and risk assessments OR 6 years experience in an analytical field or focused on risk management execution, analytics or risk assessments with an advanced degree in a quantitative, scientific, engineering, business or technical fields. OR an equivalent level of evidenced, demonstrated competencies in industry leading risk management execution, advanced analytics, and risk assessments

3 years prior industry leading analytical experience in a financial services or highly regulated environment

Ability to independently drive high impact projects to successful completion

Experience delivering cross functional action plans by communicating complex analytical insights and compelling risk mitigating solutions

Confirmed ability to provide effective challenge to senior leaders regarding risks and opportunities

Demonstrated experience applying critical thinking skills in reviewing strategy or risk proposals to ensure successful portfolio performance outcomes

Experience crafting and implementing effective risk management frameworks

Experience mentor and guiding peers on analytics and/or risk management

Proven knowledge of relevant laws, rules and regulations, such as mentorship and requirements associated with OCC Heightened Standards

Ability to ensure regulatory adherence of relevant work deliverables within scope of role

Solid understanding of current analytical coding languages such as Python, SAS, or SQL