Mercury · 15 hours ago
Senior Software Engineer - Risk (AI & Automation)
United States
Full-time
Remote
Senior Level
$201K/yr - $251K/yr
5+ years expMercury is a fintech company focused on innovative banking solutions. They are seeking a Senior Software Engineer to drive AI product development in risk management, collaborating across functions to create scalable, efficient software that enhances compliance and operational excellence.
BankingFinancial ServicesFinTech
Responsibilities
Drive AI Product Development in Risk: You’ll help shape the architecture and implementation of AI-powered risk systems—from application approvals to ongoing and enhanced due diligence—turning messy, ambiguous signals into clear outcomes
Collaborate Across Functions: You’ll partner with Product, Design, Risk Strategy, Compliance, and Operations to translate evolving regulatory and operational needs into elegant, resilient software. And you’ll push the frontier of what’s possible when modern AI meets thoughtfully designed systems
Lead Projects End-to-End: Drive technical projects from concept to production across the stack. Define solutions, analyze tradeoffs, make critical decisions, and deliver software that works today and is sustainable for tomorrow
Craftsmanship: Write clear, testable, and maintainable code. Establish patterns and best practices that your team can follow, ensuring long-term scalability and reliability
Drive Quality & Scalability: Design extensible platform systems that create leverage, make balanced decisions on tech debt, plan careful rollouts, and own the quality of your work through post-launch monitoring
Operational Excellence: Model a strong culture of operational excellence, holding a high bar for observability, reliability, and incident response
Think Product, Not Just Code: Approach problems with a product mindset. You care as much about the business impact of what you build as the technical design
Mentor & Elevate: Coach engineers on your team by sharing patterns, practices, and critical thinking to raise the technical bar and foster a culture of sustainable engineering
Qualification
Required
5+ years of software engineering experience, preferably in Payments or Risk
Agentic AI expertise—you've built and launched applied Agentic AI products that have had strong business impact, shipping them from 0→1 and scaling 1→10 in production environments
Proven success building large-scale distributed systems, ideally involving 3rd party integrations and decision automation
A mindset that balances urgency with craftsmanship: shipping fast, without cutting corners on quality engineering
A track record of raising the bar for quality and operational excellence, balancing shipping speed with technical excellence and observability
Creativity and adaptability — you think beyond the obvious and find solutions that move both product and business forward
Strong communication and leadership skills—you can inspire other engineers and articulate tradeoffs to influence decisions across teams
Experience with or curiosity about KYC, AML, risk, or compliance systems in financial services or fintech
Company
Mercury
Mercury provides online banking solutions for startups and technology-focused businesses.
1001-5000 employees
H1B Sponsorship
Mercury has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (14)
2024 (6)
2023 (8)
2022 (1)
2021 (1)
2020 (1)
Funding
Current Stage
Late StageTotal Funding
$452.21MKey Investors
Sequoia CapitalCoatueCRV
2025-12-25Series C
2025-03-26Series C· $300M
2025-03-26Secondary Market
Leadership Team
Immad Akhund
CEO & Founder
Jason Zhang
COO, Co-Founder
Recent News
Payments Dive
2025-12-24
Crowdfund Insider
2025-12-21
2025-12-20
Company data provided by crunchbase