EarnIn · 13 hours ago
Senior Applied Machine Learning Engineer
Mountain View, US
Full-time
Hybrid
Mid, Senior Level
$232K/yr - $284K/yr
4+ years expEarnIn is a pioneer in earned wage access, dedicated to providing financial flexibility for individuals living paycheck to paycheck. The role focuses on developing foundational machine learning models and solutions that have a significant business and social impact, while collaborating with data scientists and enhancing model performance.
Employee BenefitsFinancial ServicesFinTechMobile Payments
Responsibilities
Design, develop, A/B test, and deploy models while collaborating with data scientists to drive data-driven decisions
Enhance models by incorporating innovative features every quarter and leveraging the latest industry research
Monitor feature and model health, and communicate changes in model decisions
Explore and integrate advanced technologies, including deep learning and LLMs, in the risk domain
Lead by example to foster operational excellence and transformative change
Expand responsibilities as new products emerge
Qualification
Required
Bachelor's/Master's in Computer Science, Engineering, or equivalent industry experience
4+ years of machine learning experience with strong software engineering skills
Proficiency in ML techniques (LLMs, deep learning, sequence, and tree-based models)
Advanced Python programming, SQL, and data manipulation skills
Experience with ML frameworks (TensorFlow, PyTorch) and cloud platforms (AWS Sagemaker, Databricks, GCP Vertex AI)
Excellent communication and collaboration abilities
A passion for continuous learning and personal growth in a dynamic work environment
Preferred
Experience with Risk modeling for financial use cases is a bonus
Benefits
Equity
Benefits
Company
EarnIn
EarnIn is an earnings management company that provides access to earned wages and financial wellness tools.
201-500 employees
H1B Sponsorship
EarnIn has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (54)
2024 (18)
2023 (30)
2022 (29)
2021 (18)
2020 (35)
Funding
Current Stage
Growth StageTotal Funding
$415.1MKey Investors
Cross River BankMitsubishi UFJ Financial GroupAndreessen Horowitz
2025-09-10Debt Financing· $150M
2025-09-02Debt Financing· $75M
2018-12-20Series C· $125M
Leadership Team
Ram Palaniappan
CEO & Founder
Ofer Shaked
CTO
Recent News
2025-11-01
Payments Dive
2025-10-28
Company data provided by crunchbase