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Clicklease · 16 hours ago

Senior Manager, Financing Programs

United States

Full-time

Remote

Senior Level

7+ years exp

Clicklease is a company dedicated to empowering small business owners overlooked by traditional lenders. They are seeking a Senior Manager to lead the development of new commercial financing initiatives, focusing on product architecture and business strategy. The role involves designing financial products, developing dealer incentives, and ensuring compliance across various functions.

BankingFinanceFinancial ServicesFinTech

Responsibilities

Lead the end-to-end design of new commercial financial products, including offer structure, pricing strategy, and credit positioning

Develop innovative promotional financing constructs (e.g., subvention programs, deferred structures) that drive dealer conversion and long-term loyalty

Own the unit economics for new initiatives, partnering with Finance to model yield, cost of capital, and risk-adjusted returns

Serve as the strategic bridge between Credit, Risk, Legal, and Operations to ensure all new programs are compliant, underwriteable, and scalable

Create and present the strategic roadmap for new business lines, moving from pilot phases to full-scale national distribution

Qualification

Product strategyCommercial financial servicesFinancial acumenPoint-of-sale financingEconomic modelingCollaborationStrategic thinking

Required

7+ years in product strategy, specialty finance, or commercial financial services

Deep understanding of point-of-sale (POS), indirect, or dealer-embedded financing models (e.g., equipment, auto, or adjacent commercial sectors)

Strong grasp of the 'mechanics' of a financial product—pricing, loss modeling, and servicing costs

Proven ability to work alongside Underwriting and Compliance teams to build sustainable, high-growth financial programs

Preferred

Experience in leading the end-to-end design of new commercial financial products, including offer structure, pricing strategy, and credit positioning

Experience in developing innovative promotional financing constructs (e.g., subvention programs, deferred structures) that drive dealer conversion and long-term loyalty

Experience in owning the unit economics for new initiatives, partnering with Finance to model yield, cost of capital, and risk-adjusted returns

Experience in serving as the strategic bridge between Credit, Risk, Legal, and Operations to ensure all new programs are compliant, underwriteable, and scalable

Experience in creating and presenting the strategic roadmap for new business lines, moving from pilot phases to full-scale national distribution