Upstart · 1 day ago
Capital Markets Manager
United States
Full-time
Remote
Senior Level
$168K/yr - $232K/yr
7+ years expUpstart is a leading AI lending marketplace focused on reducing the cost and complexity of borrowing for Americans. The Capital Markets Manager - Structured Products will secure funding sources and structures by driving optimized execution on Upstart’s securitization and warehouse programs, collaborating with internal and external partners to navigate funding structures.
Artificial Intelligence (AI)AutomotiveConsumer LendingCreditFinancial ServicesFinTechLendingMachine LearningPersonal Finance
Responsibilities
Drive and execute strategy for Upstart’s securitization issuance and asset-backed financing strategy
Manage and deepen strategic partnerships with lenders, investors, and key market participants
Partner closely with internal and external counsel to review and execute legal agreements
Collaborate with cross-functional stakeholders (e.g., legal, operations, data analytics, accounting) to navigate downstream implications of Upstart’s funding structures
Present on deal terms and status to leadership including Upstart’s management team
Coach and mentor junior team members
Qualification
Required
7+ years of relevant experience in Capital Markets, Structured Finance/Products, investment banking, or related roles
Deep knowledge of capital markets and fixed income, with hands-on experience modeling and executing a broad range of structured finance transactions
Proven track record of strong cross-functional stakeholder management and influencing partners to drive outcomes
Demonstrated experience coaching and mentoring a high-performing team that consistently punches above their weight
Strong market instincts with a sharp read on risk sentiment / appetite and trusted by institutional clients
Preferred
Direct experience in capital markets at a fintech
Deep knowledge of unsecured personal loan asset class
MBA, CFA, or BA/BS degree in business, finance, economics, or other analytical areas of study
Skilled in deriving insights from complex data sets using Looker or similar software; knowledge of SQL a plus
ABS or Asset Backed Securities
Benefits
Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly
Generous 401(k) plan with Upstart matching $2 for every $1 contributed, up to $15,000 per year
Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees
Affordable medical, dental, and vision coverage, with multiple plan options - Upstart covers 90% to 100% of the cost depending on the plans you choose
Health Savings Account contributions from Upstart for eligible plans
Income protection benefits, including company-paid Basic Life, AD&D, and Short- and Long-Term Disability coverage, with options to purchase supplemental coverage
Paid time off, sick and safe time, and company holidays
Paid family and parental leave to support caregiving and major life moments
Family-centered benefits through Carrot and Cleo, supporting fertility, parenthood, and caregiving
Employee Assistance Program (EAP) offering mental health support and life-centered resources
Financial wellness resources, including access to financial planning tools and a financial concierge service
Annual wellness allowance to support your physical and emotional well-being and personal development, based on what matters most to you
Annual productivity allowance to invest in relevant tools and resources you need to do your best work, no matter where you work from
Connection and community through team events and onsites, all-company updates, and employee resource groups (ERGs)
Onsite perks, including catered lunches and fully stocked micro-kitchens when working from one of our four offices, located in the Bay Area, Austin, Columbus, and New York City (opening Summer 2026!)
Company
Upstart
Upstart (NASDAQ: UPST) is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit.
1001-5000 employees
H1B Sponsorship
Upstart has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (68)
2024 (67)
2023 (85)
2022 (85)
2021 (42)
2020 (15)
Funding
Current Stage
Public CompanyTotal Funding
$3.36BKey Investors
CastlelakeProgressiveRakuten
2025-11-06Post Ipo Debt· $1.5B
2025-09-05Post Ipo Debt· $320M
2025-08-12Post Ipo Debt· $600M
Leadership Team
Dave Girouard
Founder & CEO
Paul Gu
Co-Founder
Recent News
The Motley Fool
2026-01-23
Business Wire
2026-01-22
The Motley Fool
2026-01-03
Company data provided by crunchbase