Senior Payments Business Analyst (SAP IDoc →ISO 20022 Migration)- Global Consulting jobs in United States
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Cognizant · 11 hours ago

Senior Payments Business Analyst (SAP IDoc →ISO 20022 Migration)- Global Consulting

Cognizant is a global consulting firm that specializes in helping clients modernize their core systems. The Senior Payments Business Analyst will focus on delivering an enterprise-scale ISO 20022 migration, primarily dealing with SAP IDoc-based payment integrations and ensuring compliance with payment processing workflows.

ConsultingIndustrial AutomationInformation TechnologySoftwareSoftware Engineering
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Responsibilities

Analyze end‑to‑end payment processing workflows, including H2H and SWIFT channels
Perform field‑by‑field mapping from SAP IDoc payment messages (e.g., PAYEXT, ACC_DOCUMENT, custom payment IDocs) to ISO 20022 message formats (e.g., pain.001, pacs.008)
Support Hybrid Address and CBPR+ structured/unstructured address compliance
Translate business requirements into detailed mapping specifications, data dictionaries, and functional documentation
Collaborate closely with SAP functional/technical teams, integration architects, and payments operations
Troubleshoot complex IDoc data, mapping discrepancies, and transformation logic across environments
Support SIT/UAT cycles, test execution, defect resolution, and production readiness activities

Qualification

SAP IDoc expertiseISO 20022 knowledgeH2H payment integrationSWIFT payment integrationField-level mappingStakeholder alignmentCommunication skillsDocumentation skills

Required

8–12+ years of experience as a Business Analyst in the payments domain
Hands‑on expertise with SAP IDoc payment formats (PAYEXT, ACC_DOCUMENT, custom IDocs)
Solid understanding of ISO 20022, CBPR+, and Hybrid Address requirements
Experience with H2H and SWIFT file‑based payment integrations
Ability to work effectively with legacy or custom‑built systems with limited documentation
Strong communication, documentation, and stakeholder alignment skills

Preferred

Experience developing data dictionaries, canonical models, or mapping accelerators
Familiarity with SAP add‑ons, middleware/ETL tooling, or message‑validation tools
Background supporting payments modernization, regulatory compliance, or multi‑entity transformation programs
Ability to simplify complex concepts and communicate clearly with both technical and non‑technical partners

Benefits

Medical
Dental
Vision
401(k)
Paid time off
Additional wellbeing programs

Company

Cognizant

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Cognizant is a professional services company that helps clients alter their business, operating, and technology models for the digital era.

Funding

Current Stage
Public Company
Total Funding
$0.24M
Key Investors
Summit Financial Wealth Advisors
2025-03-08Post Ipo Equity
2016-11-18Post Ipo Equity· $0.24M
1998-06-19IPO

Leadership Team

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Ravi Kumar S
Chief Executive Officer
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Anil Cheriyan
CTO / EVP Strategy & Technology
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Company data provided by crunchbase