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Farmer Mac · 4 days ago

Credit Underwriter - Corporate AgFinance

Colorado

Full-time

Hybrid

Senior Level

$110K/yr - $140K/yr

5+ years exp

Farmer Mac is seeking an accomplished Credit Underwriter to join its Corporate AgFinance team. This role involves comprehensive analysis, underwriting, and ongoing monitoring of credit transactions to ensure high standards of credit quality for diverse clients in the agribusiness sector.

AgricultureCreditFinancial ServicesRental

H1B Sponsor Likely

Responsibilities

Serve as a primary contributor in the underwriting and portfolio management process, acting as a direct point of contact for clients during structuring and underwriting phases

Conduct thorough reviews and analyses of complex transactions involving large corporate food and agribusiness entities, as well as vertically integrated production agriculture operations

Evaluate a range of deal structures, including cash flow-based loans (e.g., leveraged loans, term loan B), asset-based lending facilities, and other collateral-dependent instruments

Assess financial condition and repayment capacity of borrowers, utilizing historical, current, and projected data

Identify and articulate key risks and mitigants associated with each credit request

Oversee risk rating assessments and ongoing portfolio management, including covenant compliance, financial performance, and maturity tracking

Monitor credit quality and ensure accurate risk ratings

Prepare and deliver credit presentations, providing recommendations for new or incremental credit exposure to the Credit Committee

Collaborate with Relationship Managers, Transaction Management, Loan Operations, and Legal to facilitate transaction closings

Attend lender meetings and interact with arrangers during credit assessment and documentation review

Maintain up-to-date knowledge of agribusiness industry trends through research and conference participation

Demonstrate a strong understanding of financial markets, economic conditions, and competitive dynamics

Qualification

Credit analysisCash flow lendingFinancial modelingMicrosoft ExcelMoody’s AnalyticsSalesforceAnalytical skillsIndustry knowledgeCommunication skillsWork ethic

Required

Minimum of five (5) years' experience in credit and lending

Ability to analyze the current, historical, and projected financial condition and repayment capacity of borrowers

Evaluate the validity of borrower business plans based on assessments of industry outlooks, competition, technology, management, and overall capital structure

Self-starter, able to work and complete various and recurring tasks timely and thoughtfully

Ability to work with minimal supervision within one's field of expertise

Active and efficient communicator

Proficiency in quantitative and qualitative credit analysis, enterprise valuation, and legal documentation review

Experience with cash flow lending, ideally within the food and agribusiness sector

Advanced analytical skills for addressing complex, non-standardized credit scenarios

Ability to handle deal opportunities largely autonomously, including sensitizing financial models, calculation financial ratios, reviewing third-party reports, and strong understanding of loan documents

Knowledge of industry dynamics and KPIs within the food and agribusiness sectors

Strong written and verbal communication abilities

Proficiency with Microsoft Excel, Moody's Analytics, Moody's CreditLens, and Salesforce

Demonstrated work ethic, intellectual curiosity, and the ability to manage multiple tasks independently and efficiently

Bachelor's degree in finance, accounting, or an equivalent/relevant program

Minimum of five (5) years of credit underwriting experience, preferably with formal credit training

Benefits

Performance-based bonus

Equity-based awards

Company

Farmer Mac

Farmer Mac is a financial-agricultural credit company that provides financial and agricultural solutions to rural agricultural communities.

Founded in 1988

Johnston, Iowa, USA

51-200 employees

http://www.farmermac.com

H1B Sponsorship

Farmer Mac has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)

Distribution of Different Job Fields Receiving Sponsorship

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Trends of Total Sponsorships

2025 (1)