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ANB Bank · 3 days ago

Credit Risk Review Specialist II, III, or Senior, Cherry Creek

Denver, CO

Full-time

Onsite

Mid, Senior Level

$57K/yr - $102K/yr

3+ years exp

ANB Bank is a community bank with a strong commitment to excellence and community support. They are seeking a Credit Risk Review Specialist to conduct credit risk assessments, ensure compliance with lending practices, and minimize losses through effective loan review processes.

Financial ServicesInsuranceVenture Capital

Responsibilities

Conduct ongoing credit risk assessments for ANB Bank. This includes, but is not limited to, reviewing credit files for risk assessment, proper documentation, and quality of underwriting

Review and assess the following credit processes of the bank:

Risk rating effectiveness

Policy and procedure compliance

Compliance with underwriting standards

Credit monitoring

Credit analysis and presentation

Loan structure

Problem loan administration

Legal credit file documentation

Credit file quality

Compliance with regulatory guidelines

Maintains a current knowledge and consistent compliance with Bank Secrecy Act (BSA) requirements, as well as knowledge and consistent compliance with other banking regulations and Bank policies and procedures related to the position

Follow up as necessary on outstanding concerns identified at credit risk reviews to ensure management is addressing identified problems and correcting issues of concern

Other duties may be assigned

Qualification

Credit analysisLoan reviewCommercial lendingRegulatory complianceRisk assessmentCommunication skillsProblem-solving

Required

3 - 5 years of loan review, commercial lending and credit analysis experience; or equivalent combination of education and experience

Ability to communicate and resolve findings during the review process

Ability to analyze credit and underwrite risk for consumer and commercial credits. Understanding of cash flow and loan repayment

Understanding and ability to review loan documentation

Performs duties above under minimal guidance and direction from Senior Credit Risk Review Officer

5 - 8 years of loan review, commercial lending and credit analysis experience; or equivalent combination of education and experience

Ability to communicate and resolve findings during the review process

Ability to analyze credit and underwrite risk for consumer and commercial credits. Understanding of cash flow and loan repayment

Understanding and ability to review loan documentation

Performs duties above under guidance and direction from Senior Credit Risk Review Officer

8+ years of loan review, commercial lending and credit analysis experience; or equivalent combination of education and experience

Demonstrate advanced skills in communication. Ability to communicate and resolve findings during the review process. Responsible for leading communication with senior officers within the lending and credit teams

Ability to analyze credit and underwrite risk for the most complex credits. Thorough understanding of complex cash flows and loan repayment

Detailed understanding and ability to review loan documentation

Performs duties above under minimal guidance and direction from Senior Credit Risk Review Officer