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Sovereign Bank · 1 day ago

Mortgage Loan Originator

Oklahoma City, OK

Full-time

Onsite

Mid Level

3+ years exp

Sovereign Bank is seeking a Mortgage Loan Originator to assist potential borrowers in selecting suitable mortgage products and guiding them through the application process. The role involves soliciting residential mortgage products, maintaining client relationships, ensuring compliance with regulations, and providing exceptional customer service throughout the loan process.

BankingFinanceFinancial Services

Responsibilities

Proactively solicit and sell residential mortgage products to meet established loan quality and production goals

Develop and maintain successful relationships with business referral sources, and existing and prospective clients via calls to potential or existing customers to develop new business or retain existing business

Transact business in conformance with state and federal regulations such as, but not limited to, RESPA, HMDA, and Fair Lending Practices. Consistently works in accordance to published department sales and services standards

Ensure exceptional customer service by overseeing loan process from origination to close and provide on-going communication to customers and business partners

Achieve established production goals

Monitors status of loans in the pipeline to ensure loans are closed timely

Identifies opportunities to refer customers and/or potential customers to other units of the bank to provide services that meet their needs

Actively participate in community relations efforts to contribute to the mission and visibility of the bank

Qualification

Mortgage OriginationFHAVAUSDA LoansNMLS LicenseCustomer ServiceRegulatory ComplianceCommunication SkillsOrganizational SkillsInterpersonal Skills

Required

Ability to handle multiple tasks simultaneously in a fast paced, diverse, and growth-oriented environment

Strong understanding of company loan policies and guidelines, as well as all federal and state regulations

Exceptional decision-making ability, superior written and verbal communication skills, and superb interpersonal and customer service skills required

Knowledge of FHA, VA, USDA, conventional, fixed/ adjustable loans, Bridge Loans, Non-Conforming Loans, FNMA and FHLMC, and Home Equity Lines of Credit

Detail oriented with good organizational skills and ability to create and maintain long-term relationships with current and potential customers

3 years of mortgage origination or lending experience required

Must have Mortgage Origination Officer License from NMLS