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Nationwide · 3 hours ago

Consultant, Field Underwriter - Commercial Lines (So Cal)

California - San Diego

Full-time

Onsite

Mid, Senior Level

$104K/yr - $156K/yr

6+ years exp

Nationwide is a company passionate about helping people protect what matters most to them. They are seeking a strategic underwriting leader to independently evaluate and underwrite complex commercial risks, while building strong agency relationships and contributing to innovative underwriting practices.

BankingFinancial ServicesInsuranceLife Insurance

No H1B

Responsibilities

Independently underwrites and prices the most complex and specialized commercial risks within expanded authority levels while promoting a steady flow of lower-premium and complexity new business

Performs in-depth risk analysis using financials, loss control reports, industry trends, and predictive data models

Manages a field underwriting territory focused on new business production, ensuring alignment with underwriting strategy, mix of business, and profitability goals

Builds and maintains strong relationships with key agency partners

Regularly conducts in-person meetings and takes advantage of opportunities to embed and quote within the agency’s office

Provides expert-level support in complex negotiations and coverage discussions

Participates with Territory Managers in strategic planning with agencies to drive mutual success

Identifies and drives opportunities for business development and issue resolution by consulting with agents and internal partners

Monitors market developments, emerging risks, and competitor activity

Contributes feedback to the Portfolio Management and Technical Underwriting organizations to influence the evolution of underwriting guidelines, tools, and practices

Serves as a technical resource and informal mentor to field underwriters

Shares best practices and supports skill development across the team

Partners with Territory Managers and Learning & Development resources to conduct product orientation and training sessions for agents and internal teams

Qualification

Commercial UnderwritingRisk AnalysisAgency Relationship ManagementCPCU CertificationARM CertificationAnalytical SkillsConsultative SkillsCommunication SkillsLeadership Skills

Required

Bachelor's degree required

6–8+ years of commercial underwriting experience with complex risks

Exceptional analytical, consultative, and communication skills

Ability to travel regularly within assigned territory

Expert-level understanding of commercial underwriting principles, risk management, and industry-specific exposures

Strong knowledge of agency operations and market dynamics

High proficiency in risk evaluation tools and techniques

Preferred

Advanced designations like CPCU, ARM preferred

Benefits

Medical/dental/vision

Life insurance

Short and long term disability coverage

Paid time off with newly hired associates receiving a minimum of 18 days paid time off each full calendar year pro-rated quarterly based on hire date

Nine paid holidays

8 hours of Lifetime paid time off

8 hours of Unity Day paid time off

401(k) with company match

Company-paid pension plan

Business casual attire

Company

Nationwide

Glassdoor3.9

Nationwide, a Fortune 100 company based in Columbus, Ohio, is one of the largest and strongest diversified insurance and financial services organizations in the United States.

Founded in 1925

Columbus, Ohio, USA

10001+ employees