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University of Kentucky Federal Credit Union · 18 hours ago

Mortgage Loan Processing/Closing Specialist (30810)

Corporate Offices - Lexington, KY 40509

Full-time

Hybrid

Mid Level

$32.04/hr - $34.09/hr

3+ years exp

University of Kentucky Federal Credit Union is a community-oriented organization that has been serving its members since 1937. The Mortgage Loan Processing Closing Specialist is responsible for supporting mortgage loan closings from approval through post-funding, ensuring compliance with lending regulations and providing a seamless experience for members.

BankingCredit BureauFinanceFinancial ServicesNon Profit

Growth Opportunities

Responsibilities

Review loan application packages for accuracy, completeness, and compliance

Analyze borrower-provided financial documentation based on income structure and program requirements

Perform initial reviews of appraisals, title work, and legal descriptions to identify discrepancies or missing items

Ensure all required documentation is uploaded, indexed, and maintained accurately within the loan origination and imaging systems

Submit loan files to underwriting for initial and final approval consideration

Communicate with mortgage loan officers, applicants, and borrowers to obtain missing information or documentation

Coordinate the satisfaction of underwriting conditions to support timely loan approval and closing

Track file status and maintain processing timelines to ensure loans move efficiently through each stage

Coordinate loan closings with title companies and closing attorneys

Prepare and issue initial Closing Disclosures in compliance with regulatory timelines

Prepare complete closing packages and deliver documentation to closing agents

Support post-closing needs as required to ensure loan files are complete and accurate

Complete required processing and closing reports as needed

Serve as back-up support for the Mortgage Application Specialist and Mortgage Loan Secondary Market Specialist during peak times or absences

Collaborate with the mortgage lending team to ensure consistent workflows and service delivery

Qualification

Mortgage processing experienceMortgage regulationsLoan documentation knowledgeMortgage origination softwareMicrosoft Office SuiteCommunicatorCollaboratorSolutions-orientedAttention to detailOrganizational skills