First Option Bank · 1 week ago
Mortgage Loan Officer II
Overland Park, KS
Full-time
Onsite
Entry, Mid Level
2+ years expFirst Option Bank is seeking a Mortgage Loan Officer II to manage the origination of residential mortgage loans. The role involves guiding clients through the loan process, ensuring compliance with regulations, and actively participating in community engagement to build referral networks.
BankingFinancial Services
Hiring Manager
Morgan Marsh, aPHR
Responsibilities
Originate residential mortgage loans by identifying client needs and recommending appropriate loan products
Guide clients through the full loan process, from application to closing
Conduct financial assessments, pre-qualifications, and credit analysis
Prepare and submit complete and accurate loan files for underwriting
Maintain strong relationships with clients, realtors, builders, and other referral sources
Ensure all loan documentation complies with regulatory requirements and internal policies
Maintain accurate records in CRM and loan origination systems
Monitor loan pipeline and follow up on outstanding items to ensure timely closings
Actively participate in community events and outreach to build referral networks
Develop and maintain a pipeline of prospective borrowers through networking and marketing efforts
Cross-sell other bank products and services as appropriate
Serve as a resource and mentor to Mortgage Loan Officer I team members
Stay current on mortgage lending trends, products, and regulatory changes
Perform other duties as assigned
Qualification
Required
Associate's degree or equivalent experience in finance, business, or a related field
2+ years of experience in mortgage lending or financial services
NMLS registration (active and in good standing)
Strong knowledge of mortgage products, underwriting guidelines, and loan documentation
Excellent communication, interpersonal, and customer service skills
Proficiency in Microsoft Office and loan origination systems (e.g., ENCOMPASS)
Ability to manage multiple priorities and meet deadlines
Preferred
Bachelor's degree in business, finance, or related field
Experience in community banking or local lending market
Company
First Option Bank
In 1923, First Option Bank (fka First National Bank) opened for business in Osawatomie, Kansas.
Founded in 1923Saint Joseph, Missouri, USA
51-200 employees
Funding
Current Stage
Growth StageCompany data provided by crunchbase