My Community Credit Union · 1 week ago
Indirect Loan Specialist
Odessa, Odessa, TX, US
Full-time
Onsite
Entry, Mid Level
$20.35/hr - $23.94/hr
1+ years expMy Community Credit Union is seeking an Indirect Loan Specialist to assist with loan requests and facilitate positive loan growth in the Indirect Lending Area. The role involves processing, underwriting, and ensuring compliance with applicable rules and regulations while maintaining professional relationships with auto dealerships.
BankingFinancial ServicesNon Profit
Responsibilities
Assists potential borrowers with completion of electronic loan applications
Reviews submitted applications for accuracy and completion, requesting additional information or detail as needed from dealerships
Submits application to credit analysts or, when appropriate, examines application and creditworthiness of potential borrowers
Determines or makes recommendations within guidelines and limits, regarding approval or denial/modification of requested loan
Ensures a loan decision is communicated to the applicable dealership within 15 minutes
Promotes business relationship with Auto Dealers, resolving contract issues (involving the Consumer Loan Manager as needed)
Completes accurate Stipulations for loans and takes action to resolve problems
Assists Funding Dept. as needed by contacting the Dealership when Contract stips are missing
Ensures that CU Policies and Procedures are followed; Ensures compliance with applicable local, state, and federal laws and regulations, including Adverse Action notices
Coordinates work activities and schedule with VP of Lending and other Indirect Lenders
Completes all required compliance/operations training in a timely manner
Qualification
Required
One year to three years of similar or related experience
Ability to assess creditworthiness, review loan applications accurately, and ensure full compliance with policies and regulations
Makes sound loan decisions within authority quickly (e.g., within 15 minutes), ensuring timely service to dealerships
Maintains positive, professional interactions with auto dealerships and internal teams, resolving issues diplomatically
Familiar with lending regulations, underwriting standards, Microsoft Office, and able to navigate credit systems confidently
Demonstrates reliability in attendance, can adapt to changing schedules including nights/weekends, and coordinates well with team leadership
A significant level of trust and diplomacy is required, in addition to normal courtesy and tact
Ability to coordinate with other staff, departments, officials, and the public
Ability to communicate ideas and instructions clearly and concisely
Must be proficient in Microsoft Office software
Knowledge of Federal and State Credit regulations will be needed
Preferred
A college degree is preferred but can be substituted with equivalent experience
Company
My Community Credit Union
My Community Credit Union is a member-owned and operated non-profit cooperative financial institution.
51-200 employees
Funding
Current Stage
Growth StageLeadership Team
Donna Neal
President/CEO
Recent News
2025-04-14
Morningstar.com
2025-04-09
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