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Texas Capital · 6 hours ago

Asset Based Lending Vice President

Dallas, TX

Full-time

Onsite

Mid, Senior Level

7+ years exp

Texas Capital is a bank focused on helping businesses and their leaders succeed. The Vice President of Asset Based Lending will be responsible for business development, managing client relationships, and leading diligence and research calls to assess potential transactions.

BankingFinanceFinancial Services

Responsibilities

Business development: identify and pursue new ABL opportunities through networking, referrals and banker outreach

Lead client and prospect calls in conjunction with commercial and corporate banking partners

Develop and maintain strong relationships with clients, prospects and referral sources such as bankers, brokers, financial advisors and accountants

Create pitch books and executive summaries prior to client and prospect calls

Client and prospect assessment: quickly evaluate potential new transactions based on limited time and information

Lead diligence and research calls, focusing on key credit topics that must be addressed for initial deal assessment

Prepare in-depth credit screening memos for new and existing clients

Monitor transactions in the pipeline from prospecting phase through closing

Guide ABL and broader deal teams to meet transaction deadlines and client expectations

Work constructively with underwriting and originations support staff to develop screening memos, credit packages

Maintain current pipeline in Salesforce through timely inputting of calls and deal flow

Travel to designated markets to make pitches and develop internal and external networks

Qualification

Asset based lendingCredit risk assessmentCapital structure knowledgeInterpersonal skillsOrganizational skillsTime managementIndustry familiaritySelf-motivatedTeam-first mindsetCommunication skills

Required

In-depth understanding of asset based loans and credit risk generally. Must be able to quickly assess the strengths, weaknesses and overall feasibility of a potential transaction

Strong interpersonal skills. Must be able to build rapport with clients, prospects and bankers to sell, deliver and close ABL the loan product

Highly self-motivated and ability to take independent initiative to develop network and source transactions

Familiarity with a wide range of industries and collateral types

Familiarity with a variety of capital structure components, from ABL and cash flow bank debt, to direct lender and capital markets loan products

Ability to effectively communicate with internal credit partners with clear thinking and credibility

Strong organizational and time management skills: high sense of urgency and ability to handle competing priorities

Bring a 'team-first' mindset to incorporating banking partners in origination activity and also in supporting the ABL team where needed

7+ years of experience in asset based lending and commercial lending; Prior ABL origination and portfolio management experience strongly preferred

Bachelor's degree in business (Finance, Accounting, Real Estate, etc.) or other relevant degree

Formal Credit training program or equivalent work experience required