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Woodforest National Bank · 5 days ago

Portfolio Manager II

TX - MM-Houston-92111233 West Loop S

Full-time

Onsite

Mid, Senior Level

3+ years exp

Woodforest National Bank is a privately owned, award-winning bank that emphasizes community service and employee ownership. The Portfolio Manager II is responsible for underwriting and managing complex credit facilities, conducting evaluations of loans, and collaborating with Relationship Managers to assess credit risks and compliance.

Banking

Responsibilities

Works with the Relationship Managers and Credit Administration advising them of the credit risks inherent in loans being proposed and of the relevant loan policies, precedents, concentration risks, and related topics

Compiles and reviews information regarding guarantors and the borrowing company’s financial history and current condition

Oversees spreading of financial statements and tax returns; conducts comprehensive analyses to determine the degree of risk involved and profitability of extending credit or lending money, such as cash flow, trend and industry analysis

Prepares underwriting packages; communicates results and recommendations in a written narrative

Monitors and updates pipeline and other department reports; communicates with relationship managers on status of pending requests

Qualification

Lending knowledgeCredit risk managementFinancial analysisMicrosoft OfficeTechnical writingCustomer serviceCommunication skillsOrganizational skillsTime managementNegotiation skills

Required

3-10 years' experience as a portfolio manager or comparable experience

Knowledgeable of business development/marketing, and the loan application process which include accepting applications, gathering any necessary information and processing any applicable documentation in order to successfully package a loan application

Experience in handling and processing commercial loan packages

Bachelor's degree in Accounting, Business, Finance or Economics

Working knowledge of lending and credit risk management concepts, practices and procedures

Solid technology and internet skills, including intermediate proficiency in Microsoft Office (Word, Outlook, SharePoint and Excel) and ability to navigate financial software applications

Ability to manage multiple responsibilities and projects in a fast-paced environment with competing priorities and deadlines

Strong analytical skills with the ability to interpret financial data and identify trends

Good attention to detail and concern for data accuracy

Excellent critical thinking and decision-making skills; demonstrated ability to make sound business judgments

Strong customer service and communication skills, including technical writing abilities

Excellent organizational/planning/project management skills

Excellent time management skills

Independent and self-motivated

Detail oriented

Excellent verbal and written communication skills

Excellent analytical skills

Excellent interpersonal skills