Zenith Insurance Company (United States) · 2 days ago
Comm UW Speclst P&C
Zenith Insurance Company is a team of Workers' Compensation Specialists dedicated to helping businesses succeed by protecting against workplace injuries. The role involves underwriting and pricing business, managing agency relationships, and providing technical expertise in Farm and Commercial Ag underwriting.
Financial ServicesInsurance
Responsibilities
Solicit, underwrite, and price business consistent with the Company's Underwriting Philosophy
Serve as technical resource for underwriting team on Farm and Commercial Ag underwriting guidelines, policy forms and endorsements, state regulations and rules, and policy rating process
Provide regional expertise on large and complex accounts
Leads training courses for support and professional positions
Manages an assigned book of Agencies including assisting in development and management of agency business plan
Operates with increased independence, such as taking a lead role in development of agency business plans
Expected to be regarded as a Farm & Commercial Ag expert by assigned agencies
Coordinates account activity across departments for assigned book
Acts as lead resource on any technical issue and SME for branch staff and agents
Develops relationships with agents & brokers through telephone interactions and performs external marketing activities (Agency calls, Agency meetings, Point of Sale meetings, etc.) clearly articulating and selling the Zenith difference as needed
Attends industry events as an advocate for Zenith's product and service
Responsible for proactively developing, growing, and maintaining strong agency relationships
Manages significant volume of large and complex commercial ag accounts in a fast-paced environment
Independently negotiates and secures facultative reinsurance on accounts with property exposures exceeding Zenith's reinsurance treaty
Independently negotiates and secures Equipment Breakdown reinsurance on accounts that exceed Zenith's in-house letter of authority
Expected to provide general guidance and direction to support personnel and underwriting staff
Acts as a mentor for new employees
Takes a lead role in analysis or projects involving underwriting
Acts as a national expert on specific subject or provide support to Corporate in the expansion of the underwriting guide or systems development or testing
Work requires independence within assigned Letter of Authority; however, it is expected that one will seek guidance on any unusual or complex exposures, problems, or issues
May be responsible for QARs on other's work
Manages schedule balancing field time with in-office commitments and work autonomously
Proactively markets and educates agents on our products
Conducts formal training sessions for agents
Evaluates current procedures and practices, developing and implementing new and alternate methods when appropriate
Responsible for gathering competitive intelligence, making coverage and service recommendations that improve agency and customer engagement
Applies principles of logical thinking to define problems, collect data, establish facts, and draw valid conclusions
Works productively and harmoniously with others on a consistent basis
Responds positively to direction and feedback on performance
Consistently maintains professional and appropriate demeanor
Performs other duties/projects as assigned
Qualification
Required
High School Diploma or equivalent combination of training/experience
Bachelor's Degree or equivalent combination of training/experience
6+ years progressively responsible related underwriting experience
Expert technical knowledge of Farm policy and underwriting rules
Strong verbal and written communication skills required (including the ability to discern when to use telephone, email, or more formal means of communication)
Demonstrated presentation and negotiation skills required
Demonstrated ability to present persuasive verbal or written argument of all constituents (agent, peer, insured)
Ability to distill complex issues to clear and concise talking points to teach others
Strong math and reading skills required
Valid drivers license in good standing. Periodic overnight travel may be required
Strong understanding of Farm & Commercial P&C products, including farm owners, general liability, commercial property, commercial auto and commercial umbrella lines of business
Ability to manage selected agencies, including the marketing role
Preferred
Understanding of Zenith's underwriting philosophy is a plus
Demonstrated willingness to share knowledge with others on a daily basis
Benefits
Medical, Dental and Vision Insurance
Flexible Spending Accounts
Paid Parental Leave
Life, AD&D and Disability Insurance
401(k), Employee Share Purchase Plan (ESPP)
Education and Training Reimbursement
Paid Leave: 3 weeks/year Vacation, 2 weeks/year Sick Leave
10 paid Company Holidays, 2 Personal Days, 2 Floating Holidays
Employee Assistance Program (EAP)
Company
Zenith Insurance Company (United States)
Zenith is the premier specialist in workers’ compensation nationally, and a leader in property and casualty insurance for the California agriculture industry.