Apply on Employer Site

Nationwide · 1 day ago

Consultant, Field Underwriter - Commercial Lines (Southern Texas)

Austin, TX

Full-time

Onsite

Mid, Senior Level

$104K/yr - $156K/yr

6+ years exp

Nationwide is a company dedicated to helping people protect what matters most to them, and they are seeking a strategic underwriting leader for their Property and Casualty team. The role involves underwriting and pricing specialized small lines commercial risks while providing guidance to sales teams and building strong agency relationships.

BankingFinancial ServicesInsuranceLife Insurance

No H1B

Responsibilities

Underwrite and price specialized small lines commercial risks with advanced judgment

Provide guidance and expertise to sales teams and agency staff

Build strong agency relationships and lead complex negotiations

Monitor market trends and contribute to innovation in underwriting practices

Mentor and share expertise to elevate team performance

Independently underwrites and prices the most complex and specialized commercial risks within expanded authority levels while promoting a steady flow of lower-premium and complexity new business

Performs in-depth risk analysis using financials, loss control reports, industry trends, and predictive data models

Manages a field underwriting territory focused on new business production, ensuring alignment with underwriting strategy, mix of business, and profitability goals

Builds and maintains strong relationships with key agency partners

Regularly conducts in-person meetings and takes advantage of opportunities to embed and quote within the agency’s office

Provides expert-level support in complex negotiations and coverage discussions

Participates with Territory Managers in strategic planning with agencies to drive mutual success

Monitors market developments, emerging risks, and competitor activity

Serves as a technical resource and informal mentor to field underwriters

Partners with Territory Managers and Learning & Development resources to conduct product orientation and training sessions for agents and internal teams

Qualification

Commercial UnderwritingRisk AnalysisCPCU CertificationARM CertificationAnalytical SkillsConsultative SkillsAgency Relationship ManagementCommunication SkillsNegotiation Skills

Required

Bachelor's degree

6–8+ years of commercial underwriting experience with complex risks

Exceptional analytical, consultative, and communication skills

Ability to travel regularly within assigned territory

Expert-level understanding of commercial underwriting principles, risk management, and industry-specific exposures

Strong knowledge of agency operations and market dynamics

High proficiency in risk evaluation tools and techniques

Preferred

Advanced designations like CPCU, ARM

Benefits

Medical/dental/vision

Life insurance

Short and long term disability coverage

Paid time off with newly hired associates receiving a minimum of 18 days paid time off each full calendar year pro-rated quarterly based on hire date

Nine paid holidays

8 hours of Lifetime paid time off

8 hours of Unity Day paid time off

401(k) with company match

Company-paid pension plan

Business casual attire

Company

Nationwide

Glassdoor3.9

Nationwide, a Fortune 100 company based in Columbus, Ohio, is one of the largest and strongest diversified insurance and financial services organizations in the United States.

Founded in 1925

Columbus, Ohio, USA

10001+ employees