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Citizens · 5 hours ago

Underwriting & Portfolio Management Business Insights Sr Analyst

28 State Street, Boston, MA, 02109, US

Full-time

Onsite

Senior Level, Lead/Staff

$105K/yr - $140K/yr

8+ years exp

Citizens is a commercial bank that is seeking a Senior Analyst to deliver actionable insights and robust reporting to support strategic decision-making across underwriting and portfolio management functions. The role focuses on profitability analysis, sector and industry analysis, risk monitoring, operational efficiency, and regulatory compliance at both deal and line-of-business levels.

BankingCredit CardsFinancial ServicesFinTechRetail

H1B Sponsor Likely

Responsibilities

Conduct sector specific, deal-level and line-of-business profitability assessments to inform ~~pricing and~~ strategic decisions

Provide financial, strategic, sales/marketing, and operational insights to optimize business performance and resource allocation

Draw and communicate concise conclusions and recommendations

Develop and maintain risk dashboards to monitor portfolio health and emerging risk trends. Partner with technology, as applicable,to provide business requirements for existing platforms and new technology solutions

Ensure timely reporting of risk metrics to support governance and regulatory requirements

Build retrospective analysis on portfolio initiatives, and scenario/abstractions for portfolio to understand the impact of externalities and efficacy of bank internal policies/strategies

Timely reporting on risk and performance metrics

Track account gearing, cycletime, and pipeline performance for underwriting and portfolio management teams

Monitor KPIs and OKRs to ensure alignment with business objectives

Ad hoc reporting for internal and external stakeholders

Design and deliver intuitive dashboards and visualizations for senior leadership

Translate complex data into actionable insights for capital allocation and strategic planning

Develop data roadmap to implement and manage to garner the insights needed to monitor strategic initiatives

Provide analytical support for capital allocation decisions across lines of business

Model scenarios to optimize returns and manage risk exposure

Abstraction of strategic initiatives to evaluate best fit initiatives to drive profitability and risk balance

Maintain data cleanliness and integrity across reporting systems. Ongoing evaluation of existing data structures and reports to ensure accuracy and tracking of profitability, risk and strategic initiatives

Implement controls to ensure accuracy and compliance with internal and external standards

Support resolution of risk-related issues and respond to regulatory inquiries

Collaborate with compliance teams to ensure adherence to regulatory frameworks

Ad hoc requests and reporting management

Qualification

Financial AnalyticsData VisualizationSQLPower BITableauRisk ManagementStakeholder ManagementAnalytical SkillsCommunication Skills

Required

Bachelor's degree in Finance, Economics, Data Analytics, or related field; MBA or CFA preferred

8+ years of experience in underwriting, portfolio management, or financial analytics

Strong proficiency in report generation and data visualization tools (Power BI, Tableau) and advanced Excel, Data Mart, Deal Cloud, Precision Lender, and Salesforce

Strong proficiency and experience with database query building and reporting. Experience with SQL, SQOOL, Snowflake, MDM, and enterprise data hierarchies

Deep understanding of US banking risk management principles and regulatory requirements

Ability to create new reporting or processes in alignment with strategic objectives

Excellent analytical, communication, and stakeholder management skills

Preferred

MBA or CFA preferred

Benefits

Comprehensive medical, dental and vision coverage

Retirement benefits

Maternity/paternity leave

Flexible work arrangements

Education reimbursement

Wellness programs

Paid time off policy exceeds the mandatory, paid sick or paid time-away policy of very local and state jurisdiction in the United States

Company

Citizens

Glassdoor3.6

At Citizens, we recognize that the journey to accomplishment is no longer linear and that individuals are made of all they have done and all they are going to do.

Founded in 1828

Providence, Rhode Island, USA

10001+ employees

https://www.citizensbank.com/

H1B Sponsorship

Citizens has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)

Distribution of Different Job Fields Receiving Sponsorship

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Trends of Total Sponsorships

2020 (1)