Sr. Credit Analyst jobs in United States
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United Valley Bank · 15 hours ago

Sr. Credit Analyst

positionFargo, ND
timeFull-time
remoteOnsite
senioritySenior Level
date5+ years exp

United Valley Bank is seeking an experienced professional to join their team as a Sr. Credit Analyst. This key role is responsible for advanced credit analysis, underwriting, and monitoring of complex loan relationships while ensuring compliance with regulatory standards and internal policies.

BankingFinanceFinancial Services

Responsibilities

Perform in-depth financial analysis and credit underwriting for complex commercial and agricultural loan relationships
Evaluate borrower financial statements, cash flow, collateral, and risk factors to determine creditworthiness
Prepare detailed credit presentations and recommendations for loan committees
Monitor existing loan portfolios for performance, covenant compliance, and emerging risks
Collaborate with lenders to structure credit solutions that meet client needs while mitigating risk
Ensure adherence to bank credit policies, regulatory requirements, and industry best practices
Assist in audits and regulatory examinations related to credit risk management
Mentor and provide guidance to junior credit analysts, fostering professional development
Stay current with economic trends, market conditions, and regulatory changes impacting credit risk

Qualification

Credit analysisFinancial statement analysisRisk assessmentCredit policies knowledgeRegulatory complianceAnalytical skillsOrganizational skillsProblem-solving skillsCommunication skillsInterpersonal skillsLeadership skillsMentoring skillsCollaboration skills

Required

Bachelor's degree in Finance, Accounting, Business Administration, or related field required
Minimum of 5 years of experience in credit analysis, commercial lending, or related banking roles
Strong proficiency in financial statement analysis and risk assessment
Comprehensive understanding of credit policies, loan documentation, and regulatory compliance
Excellent analytical, organizational, and problem-solving skills
Effective communication and interpersonal abilities for collaboration with internal teams and clients
Ability to manage multiple priorities and meet deadlines in a dynamic environment

Company

United Valley Bank

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United Valley Bank is a banking and financial services company specializing in financial services.
dateFounded in 1905
location
Cavalier, North Dakota, USA
people-size51-200 employees
web-link
https://www.uvbank.net/contact-us/

Funding

Current Stage
Growth Stage

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