Above Lending · 1 week ago
Senior Data and Business Analyst - Credit
Above Lending is a next-generation financial services company focused on simplifying the lending process for clients. The Senior Data and Business Analyst will analyze credit and origination performance, identify opportunities for improvement, and collaborate with cross-functional teams to drive business decisions.
CreditFinanceFinancial ServicesLendingPersonal Finance
Responsibilities
Analyze credit and originations performance, surfacing trends and measuring the impact of business initiatives on risk, funnel efficiency, and customer acquisition
Build analytics that track progress towards company KPIs and drivers of performance that are critical to achieving originations and credit goals
Partner with Product, Operations, and Data teams to validate releases, streamline underwriting processes, and ensure credit policies align with business objectives
Collaborate with model development teams to support deployment, monitoring, and backtesting of credit and underwriting models
Monitor dashboards and performance tracking tools to guide strategic decisions and support cross-functional partners
Identify and investigate early warning signs of credit deterioration or operational inefficiencies
Present findings and recommendations to non-technical stakeholders, including Senior Leadership, to influence decision-making
Qualification
Required
Bachelor's or Master's degree in Data Science, Finance, Economics, Statistics, Business, Engineering, or a related analytical field
3–7 years of experience in credit risk, or strategy; preferably within consumer lending, fintech, or startup environments
Strong SQL skills required
Proficiency in Excel
Familiarity with credit reports, credit scoring models, and consumer loan performance metrics
Ability to interpret complex data and communicate insights clearly to cross-functional partners
Detail-oriented with excellent organizational skills and the ability to manage multiple projects in a fast-paced environment
A proactive mindset and desire to dig into both strategic and tactical challenges to drive measurable impact
Preferred
Experience with data visualization tools (Tableau)
Working knowledge of Python or R
Benefits
Considerable employer contributions for health, dental and vision programs
Flexible time-off policy
401(K) match with immediate 100% vesting
Merit advancement opportunities
Monthly Work From Home Stipend
Company
Above Lending
Above Lending offers easy and transparent tools to assist our clients in achieving their personal finance goals and gaining debt control.
H1B Sponsorship
Above Lending has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (1)
2023 (5)
2022 (2)
Funding
Current Stage
Growth StageTotal Funding
$200MKey Investors
ATLAS SP Partners
2023-10-30Debt Financing· $200M
Leadership Team
Recent News
GlobeNewswire News Room
2023-10-30
Company data provided by crunchbase