Kearny Bank · 1 week ago
Mortgage Loan Officer
Kearny Bank is a financial institution seeking a Mortgage Loan Officer to originate first mortgage loans and promote their lending services. The role involves assisting clients with loan applications, ensuring compliance with regulations, and actively participating in community business development activities.
Responsibilities
Solicits first mortgage loans by going out to clients. Informs prospective loan clients of the institutions underwriting guidelines and applicable government regulations
Assists loan applicant in completing application and necessary disclosures
Completes loan application and pre-processing functions in a timely manner – prepares for review initial disclosure including loan estimates
Enters data from new loan applications and other documents into computer system
Orders credit reports and other items as needed
Answers incoming calls and schedules appointments
Provides follow-up on a consistent basis with borrowers, and agents to complete processing
Communicates complex approvals or denials to the borrower-agents including real estate agents / builders
Responds to inquiries from borrowers regarding status of loans in process
Completes necessary information such as log entries and business sourcing
Distributes Bank approved marketing materials and general information
Actively participates in local business development activities as directed by the Bank
In the performance of respective duties, must maintain knowledge of and ensure compliance with the Bank Secrecy Act and all other regulatory, security and bank policies
Qualification
Required
HS Diploma or equivalent required
Two to four years related mortgage or similar sales experience or equivalent required
Thorough working knowledge of real estate documentation, policies, compliance, and procedures
High level of proficiency with mortgage loan processing and underwriting systems
Commitment to excellence and high standards
Excellent written and oral communication skills
Strong organizational, problem-solving, and analytical skills
Ability to manage priorities and workflow
Versatility, flexibility, and a willingness to work within constantly changing priorities with enthusiasm
Acute attention to detail
PC proficiency
Excellent customer service skills
Proven ability to handle multiple projects and meet deadlines
Strong interpersonal skills
Good judgement with the ability to make timely and sound decisions
Demonstrated ability to calculate figures and amounts such as discounts, interest, commissions, and percentages
Ability to effectively present information and respond to questions
Ability to effectively communicate with people at all levels and from various backgrounds
Benefits
Commissions
Car allowance
Company
Kearny Bank
Kearny Bank is a bank providing banking and lending services.
Funding
Current Stage
Late StageRecent News
2025-10-21
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