Citizens Bank ยท 1 day ago
Commercial Lender
Citizens Bank is seeking a Commercial Lender to drive new business through client engagement and relationship management. The role involves credit analysis, loan structuring, and contributing to deposit growth while ensuring high customer satisfaction.
BankingDebit CardsFinanceFinancial Services
Responsibilities
Aggressively seeks and obtains quality new business through client and prospect calls, referrals and cross selling efforts
Responsible for building and maintaining relationships with a resulting high degree of customer satisfaction
Responsible for sales, credit analysis, proper loan structuring, client interviewing and perceptive character judgement
Contributes to deposit growth by cross selling and promoting additional banking products
Acts as the principal account and relationship manager for new and existing clients
Strong customer needs assessment and problem solving skills
Will attend social, civic and networking events with current and prospective clients
Works well with other bank personnel to solve customer problems
It is expected that the incumbent shall perform other duties as determined by management
Qualification
Required
Minimum 5-10 years of credit associated commercial bank lending experience
An equivalent combination of education and experience may meet qualifications
Ability to expand loans, client relationships and cross sell bank products
Familiarity with the sales, loan processing and closing processes
Must have good interpersonal and communication skills and a proven track record of portfolio management
Preferred
Bachelor's degree in banking, finance or other business related field
Formal Credit Training and/or underwriting knowledge experience