Apply on Employer Site

SouthState Bank · 23 hours ago

SBA Relationship Manager

Denver Downtown

Full-time

Onsite

Mid, Senior Level

$85K/yr - $136K/yr

3+ years exp

SouthState Bank is a trusted financial partner committed to helping customers move forward. The SBA Relationship Manager is responsible for originating SBA loans and USDA B&I loans, meeting production goals, and developing new business by engaging with prospects and customers.

BankingFinanceFinancial ServicesLendingWealth Management

Responsibilities

Interviews loan applicants, and collects and analyzes financial and related data to determine the general creditworthiness of the prospect and the merits of the specific loan request

Establishes, and negotiates terms under which credit will be extended, including the costs, repayment method, and schedule and collateral requirements

Collects and analyzes information that reflects the current creditworthiness of customers and the current merits of existing loans. May obtain information through direct inspection of the applicant’s business and/or collateral, review of interim financial reports, personal interview, and other means

Presents loan requests to the appropriate approver when the proposed loan dollar volume exceeds the assigned Credit Administrator authority

Authorizes or rejects overdrafts in depository account within established authorities

Monitors loan repayment activities and takes necessary action to collect from past-due accounts

Develops new business by contacting prospects and customers, cross-sells bank services

Prepares lending activity reports for department management

Keeps abreast of local and national economic, financial, political, and legislative events and climates which could have an impact on corporate and commercial lending activities

Keeps abreast of SBA and USDA B&I loan program regulation, and assures adherence to said regulations

Participates in community affairs to increase the bank’s visibility and to enhance new business opportunities

Maintains professional and community relations to increase the bank’s visibility and new business opportunities, and to further personal development

If assigned to assist the conventional Relationship Managers, or other Bank conventional lenders on government lending, the expectation is that the Government Lending RM will work hand in hand with the conventional lenders at the Bank to assess and process and internal loan referrals

Ensure that the Bank’s policies and procedures, code of conduct, and regulatory guidelines are strictly complied with

Provide assistance to other employees by liaising with them through healthy and positive interactions

Be involved in performing marketing endeavors/efforts

Continuously update skills by participating in professional training

Seek opportunities to improve skills through cross-training offered by the Bank

All other tasks, responsibilities or duties, as directed by management

Qualification

SBA 7a loansUSDA B&I loansCommercial lending experienceMicrosoft OfficeBusiness EnglishMulti-taskingCommunication skillsAttention to detailTeam player

Required

Bachelor's Degree in Business, Finance or equivalent work experience in related field

3-5 years of previous commercial lending experience in a bank or loan setting

Requires knowledge of office practices, procedures and general office machines

Must be able to prepare documents and compose business letters and memorandums

Must be able to maintain confidentiality of customer and employee information

Must be a self-starter and able to work independently

Requires a strong sense of urgency, initiative, and drive to complete tasks correctly, with emphasis on working with and through people in the process

Must be able to work at a faster than average pace and able to multi-task

Must have good knowledge of business English, spelling and punctuation

Must possess basic language skills to write and speak clearly, effectively, and appropriate to business standards

Must be able to make sound decisions, have the ability to recognize potential problems, and take corrective action

Must be professional in appearance

Regular attendance in necessary

Be a team player in recommending and referring additional products and services to other lines of business within the company