Senior Mortgage Underwriter jobs in United States
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Farm Bureau Bank · 1 day ago

Senior Mortgage Underwriter

Farm Bureau Bank is dedicated to providing financial services that support individuals in agriculture and rural communities. They are seeking a Senior Mortgage Underwriter to help grow their mortgage division by reviewing and analyzing loan applications, ensuring compliance with guidelines, and mentoring junior underwriters.

BankingFinanceFinancial Services

Responsibilities

Help grow the Farm Bureau Mortgage division
Review and analyze mortgage loan applications, credit reports, income, assets, and property appraisals
Ensure loans meet company, investor, FHA, VA, and other agency guidelines
Determine creditworthiness and risk level of applicants
Identify potential fraud or compliance issues and escalate as needed
Approve, suspend, or decline loans based on underwriting standards
Communicate decisions and conditions clearly to loan officers and processors
Maintain adherence to federal and state regulations, including TRID and HMDA
Respond to audits and quality control reviews promptly
Mentor junior underwriters and assist with training
Work closely with processing, closing, and sales teams to resolve complex scenarios
Utilize Loan Origination Systems for accurate documentation
Prepare reports for management as required
Maintain a tickler system
Performs other duties as assigned

Qualification

Mortgage Loan UnderwritingDirect EndorsementFHA LoansVA LoansUSDA LoansLoan Origination SystemsCompliance KnowledgeLeadership Experience

Required

Must have a high school diploma or equivalent
Must have a minimum of five (5) years Mortgage Loan Underwriting experience with mortgage products, including conventional, FHA, VA, and USDA loans
Direct Endorsement highly desired

Preferred

Leadership experience a plus

Benefits

Affordable Medical, Dental and Vision coverage
Outstanding 401k - Employer match up to 5%
Paid Volunteer Hours
Accrued Paid Time Off (PTO) & Paid Holidays
Life Insurance and Long-Term Disability (company paid)
Continuing Education Opportunities

Company

Farm Bureau Bank

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Farm Bureau Bank, a subsidiary of FB BanCorp, serves the financial needs of Farm Bureau members.

Funding

Current Stage
Growth Stage
Total Funding
$7.7M
2016-08-01Series Unknown· $7.7M

Leadership Team

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William Hileman
President and CEO
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John Poe
SVP, Chief Risk Officer
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Company data provided by crunchbase