Regions Bank · 3 days ago
Home Improvement Financing Underwriter
Provo, UT
Full-time
Onsite
Entry Level
$40K/yr - $48K/yr
1+ years expRegions Bank is a financial institution that values performance-driven individuals and offers opportunities for career growth. The Home Improvement Financing Underwriter I is responsible for reviewing and validating documentation for loan application approvals, as well as performing manual underwriting and ensuring compliance with guidelines.
BankingInsurance
Responsibilities
Reviews conditionally approved applications to ensure an accurate application decision is made
Reviews and validates verification documents to make final decisions for conditionally approved applications
Performs manual underwriting of files according to guidelines and analyzes credit, Fair Isaac Corporation (FICO), Debt to Income, and reviews for potential risk and fraudulent activity
Sets clear and concise conditions for missing documentation necessary to meet underwriting approval requirements
Responds to questions on conditions from processors in a reasonable timeframe
Responds to complex follow-up questions from applicants and contractor partners
Meets required production levels for both quality and quantity
May perform other tasks as assigned
Qualification
Required
High School Diploma or GED
One (1) years of underwriting experience or two (2) years of lending experience
Verification validation certifications
Ability to work in a fast paced, dynamic work environment
Excellent verbal and written communication skills
Good computer skills, including Microsoft Office Suite
Good typing skills
In-depth knowledge of credit underwriting process and credit bureau reports
Preferred
Ability to accurately observe stable and scrolling on-screen text and images
Ability to accurately detect verbal information and communicate verbally using a headset or speaker and microphone
Ability to operate a keyboard and mouse to type and make on-screen selections
Ability to work at a computer for extended periods of time
Benefits
Paid Vacation/Sick Time
401K with Company Match
Medical, Dental and Vision Benefits
Disability Benefits
Health Savings Account
Flexible Spending Account
Life Insurance
Parental Leave
Employee Assistance Program
Associate Volunteer Program
Company
Regions Bank
Regions Financial Corporation is a member of the S&P 500 Index and is one of the nation’s largest full-service providers of consumer and commercial banking, wealth management, and mortgage products and services.
10001+ employees
H1B Sponsorship
Regions Bank has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (37)
2024 (40)
2023 (41)
2022 (42)
2021 (32)
2020 (30)
Funding
Current Stage
Late StageTotal Funding
unknown2018-04-06Acquired
Leadership Team
Brian Happel
Executive Vice President and Fort Worth Market CEO
Daniel Hobbs
Executive Vice President, Head of Corporate Finance and Business Lines CFO
Recent News
2024-04-30
Business Journals
2024-04-28
Company data provided by crunchbase