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Farm Bureau Bank · 6 days ago

Mortgage Loan Officer - San Antonio, TX

San Antonio, TX

Full-time

Hybrid

Mid, Senior Level

3+ years exp

Farm Bureau Bank is expanding its national mortgage division and seeking an experienced Mortgage Loan Officer. The role involves originating mortgage loans, guiding borrowers through the application process, and providing exceptional customer service while maintaining compliance with regulations.

BankingFinanceFinancial Services

Responsibilities

Build Farm Bureau Mortgage brand

Handle 100% inbound leads generated through Farm Bureau Bank channels and strategic partnerships

Originate mortgage loans from leads generated through various channels, including current and past bank customers, referrals, marketing campaigns, and partnerships

Educate borrowers on available mortgage products, interest rates, and terms, and assist them in selecting the best loan option to meet their financial goals

Guide borrowers through the mortgage application process, including gathering required documentation, conducting credit checks, and facilitating the underwriting process

Provide exceptional customer service throughout the loan origination process, addressing borrower inquiries, concerns, and requests in a timely and professional manner

Collaborate with internal teams and external vendors/partners, including underwriters, processors, and closers, to ensure smooth and efficient loan processing and closing

Develop and maintain relationships with Farm Bureau members, leaders, real estate agents, financial advisors, and other referral sources to generate new business opportunities

Stay informed about industry trends, market conditions, and regulatory changes affecting the mortgage lending landscape

Maintain compliance with all federal, state, and local regulations governing mortgage lending practices and ensure adherence to Farm Bureau Bank's policies and procedures

Qualification

Mortgage loan originationNMLS licenseMortgage product knowledgeCustomer serviceHigh-volume experienceRegulatory complianceCollaborationRelationship building

Required

Minimum 3+ years of recent MLO experience in a high-volume environment required

Strong understanding of mortgage products, including conventional, FHA, VA, USDA loans and, HELOC/Second Mortgages as well as knowledge of mortgage underwriting guidelines and regulations

Active NMLS license required