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BECU · 20 hours ago

Sr Mortgage Loan Disclosure Services Specialist

Washington, United States

Full-time

Hybrid

Mid, Senior Level

$24.76/hr - $46.06/hr

2+ years exp

BECU is a financial institution dedicated to serving its 1.5 million members with a people-first philosophy. The Sr Mortgage Loan Disclosure Services Specialist plays a crucial role in ensuring loan quality and regulatory compliance while providing a seamless lending experience for members.

Responsibilities

Deliver Compliant Loan Disclosures: You’ll prepare initial and revised Loan Estimates as well as pre-closing and post-closing Closing Disclosures within required regulatory timeframes, workflows, and service level agreements

Ensure Loan Data Accuracy: You’ll validate and confirm all data on locked loans, ensuring each file meets loan program requirements while partnering with Secondary Marketing and Loan Officers to resolve needed changes

Manage Settlement and Closing Reviews: You’ll monitor and ensure receipt of estimated and final settlement statements within TRID timelines, review closing documents for discrepancies, and issue revised documents or member refunds when needed

Apply Mortgage and Regulatory Expertise: You’ll maintain in-depth knowledge of first mortgage lending practices, including federal and state regulations, agency requirements, credit union standards, investor guidelines, and private mortgage insurer policies

Support a Variety of Loan Programs: You’ll leverage your understanding of conventional and special mortgage loan programs, ensuring appropriate documentation is in place for underwriting approval

Drive Process Improvements: You’ll assist with implementing enhancements that improve compliance, efficiency, and turnaround times across Mortgage Fulfillment

Manage Document Imaging and Records: You’ll review, label, index, and upload loan documents and images accurately using established naming conventions and systems, including the Imaging Center and Central Home Loans inbox

Execute Time-Sensitive Communications: You’ll mail disclosures and letters through Print and Ship or send them electronically within required daily deadlines

Mentor and Support Teammates: You’ll assist with training and mentoring less experienced team members, helping strengthen the team’s overall capability and consistency

Support the Business as Needed: You’ll perform additional duties as assigned, always aligned with BECU competencies, compliance, regulatory, and information protection requirements

Qualification

Mortgage lending experienceTRID compliance knowledgeLoan origination systemConventional mortgage processingFHAVA loansProficient math skillsVerbalOrganizational skillsWritten communication

Required

Bachelors' degree in business or equivalent related experience

Minimum of two years' experience in mortgage lending

Experience working with TRID (TILA-RESPA Integrated Disclosure) requirements, including the application of regulatory timelines, disclosure accuracy standards, and compliance controls

Preferred

Experience in processing, funding, or post-closing of conventional, FHA and VA Mortgage loans

Prior use of a loan origination system and successful completion of courses or seminars relating to mortgage banking processing

Experience with Encompass loan origination system

Proficient math skills, with a high degree of accuracy

Excellent organizational skills

Proficient verbal and written skills to effectively communicate and provide customer service

Benefits

401(k) Company Match (up to 3%)

4% annual contribution to your 401(k) by BECU

Medical, Dental and Vision (family contributions as well)

PTO Program + Exchange Program

Tuition Reimbursement Program

BECU Cares volunteer time off + donation match

Company

BECU

Glassdoor3.7

As a member-owned, not-for-profit financial cooperative, BECU is guided by the credit union philosophy of “people helping people.” In fact, putting people over profit guides our everyday business decisions.

Founded in 1935

Tukwila, Washington, USA

1001-5000 employees

https://www.becu.org/landing/fintech-incubator

H1B Sponsorship

BECU has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)

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2025 (5)

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2023 (1)

2022 (1)