hackajob · 4 days ago
Card Portfolio Risk Management, Executive Director
Wilmington, DE
Full-time
Onsite
Director/Executive
$130K/yr - $210K/yr
10+ years expHackajob is collaborating with J.P. Morgan to connect exceptional tech professionals with a role in risk management. The Executive Director, Portfolio Risk Management will develop and oversee risk management strategies for the consumer card portfolio, collaborating with senior leaders to ensure strong financial performance and robust risk controls.
Artificial Intelligence (AI)Generative AIHuman ResourcesRecruitingSoftware
Responsibilities
Drive risk strategy and innovation by partnering with cross-functional teams and business leaders
Develop and implement decision rules for high-risk accounts, including line decreases and closures
Manage low exposure accounts, including inactive closures and right-sizing for low-utilized accounts
Collaborate with senior leaders to drive strategic initiatives and influence key business decisions
Lead inclusively with purpose, integrity, and a focus on continuous professional development and talent management
Represent Portfolio Management Risk at the leadership table, contributing to strategic direction
Work with Risk, Lending, and IT teams to launch risk strategies and capabilities, emphasizing strong testing and controls
Manage risk strategies to drive financial performance and loss mitigation improvements
Innovate to ensure optimal strategy performance and adaptability to changing business needs
Partner with Risk Governance, Legal, and Compliance to ensure policies meet regulatory requirements
Communicate regularly with internal constituents and external regulators to review and enhance risk management practices
Qualification
Required
Bachelor's degree in a quantitative discipline from an accredited college/university
Minimum 10 years of experience in the consumer lending industry
Minimum 5 years of experience leading a proficient analytic organization
Strong knowledge and understanding of Consumer Credit laws and regulations
Proven ability to develop effective controls and manage risk in a complex environment
Expertise in exposure management and risk mitigation strategies
Demonstrated leadership in solving business problems through structured analytics
Excellent communication and interpersonal skills, with the ability to influence senior stakeholders
Proven ability to evaluate the business climate, anticipate change, and develop compensating strategies
Strong project management skills and attention to detail
Ability to efficiently manage concurrent assignments and quickly react to changing or competing priorities
Preferred
Master's degree in a quantitative discipline or related field
Experience interacting with external regulators and internal governance teams
Background in developing and optimizing risk strategies for consumer card portfolios
Experience with decision technology environments and complex strategy delivery
Track record of driving innovation and process improvement in risk management
Strong talent management and team development skills
Familiarity with emerging risk management technologies and analytics tools
Benefits
Comprehensive health care coverage
On-site health and wellness centers
A retirement savings plan
Backup childcare
Tuition reimbursement
Mental health support
Financial coaching
Company
hackajob
The AI-native tech hiring platform trusted by enterprises, scale-ups, and 1M+ tech professionals worldwide.
51-200 employees
Funding
Current Stage
Growth StageTotal Funding
$33MKey Investors
Volition CapitalDowning VenturesTechstars
2023-05-03Series B· $25M
2018-10-25Series A· $6.7M
2017-03-31Seed· $0.58M
Leadership Team
Mark Chaffey
CEO
Phil Kell
VP - Marketplace
Recent News
2025-10-23
2025-09-26
2025-09-12
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