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Eaton · 13 hours ago

Credit Risk Analyst

Moon, PA

Full-time

Onsite

Entry, Mid Level

$69K/yr - $101K/yr

2+ years exp

Eaton is a global leader in power management solutions, and they are seeking a Credit Risk Analyst to join their Global Credit Risk Team. The role involves managing credit processes and ensuring compliance with credit management policies while collaborating with various departments to minimize financial losses.

Electric Vehicle

No H1B

Responsibilities

Work as a ‘Business Partner’ with finance, accounting, business operations & senior management across the region & across ERP systems - submitting & obtaining approval for all credit limits & being responsible for the approved release of credit-blocked orders

Ensure full portfolio is compliant to Credit Procedures & meets internal controls, Sarbanes Oxley & audit requirements

Ensure all customer master data in the area of credit management is accurate & up to date

Conduct credit worthiness checks on new & existing customers using 3rd party credit agencies. Developing & using own financial analysis skills

Provide risk recommendations to management for new & existing customers based on available information and annual reviews based on new financial data. Know when to escalate larger and more complex cases to senior Credit Risk Team staff. Manage & monitor end-to-end decision-making process to ensure alignment to customer (internal/external) expectations

Provide analysis, recommendations & decisions on credit–blocked orders, utilizing the relevant Eaton Credit Procedure & take appropriate actions / notify and discuss with relevant stakeholders. Escalating more complex cases to senior Credit Risk Team staff

Help negotiate acceptable solutions & credit risk mitigation actions with stakeholders - working alongside senior Credit Risk Team staff where required

Ensure risk escalation process is followed, informing senior management as necessary

Support standard Credit Management KPI’s in conjunction with the collection teams (Past Due, Collection Efficiency and DSO goals)

Ensure integrity of customer payment terms across the region & recommend / drive standardization of payment terms across divisions where required

Assist with periodic or ad hoc reports & assist with any other reporting

Qualification

Credit risk analysisOrder to Cash processExcel skillsIT / ERP skillsAnalytical skillsDecision-making skillsCritical thinkingCustomer focusCommunication skillsTeam player

Required

Must have a minimum of a High School Diploma or GED from an accredited institution

Minimum of 2 years' experience in a multinational finance / credit / collection's role

No relocation benefit is being offered for this position. Only candidates within a 50-mile radius of Moon, Twp OH will be considered. Active-Duty Military Service member candidates are exempt from the geographical area limitation

Must be able to work in the United States without corporate sponsorship now and within the future

Possess a good analytical understanding of corporate credit risk analysis - or willingness & ability to learn this

Understanding of the Order to Cash process

Excel & IT / ERP skills

Proven ability to work with multiple and sometimes complex processes

Can manage own time / priorities / multiple tasks under pressure

Good decision-making skills and knowing when to escalate at the correct times

Record in achieving and exceeding goals/targets essential

Good critical thinking skills

Proven customer focus and service delivery

Quality communication skills: ability to write accurate, clear, concise bullet points covering key issues

Strong team player / happy with hard but interesting & varied (& career-building) work